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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100147 reviews)

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4.90

Based on 100,147 reviews, last reviewed 6th May 2026

2276300% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very simple to use, great communication when needed Very simple to use, great communication when needed Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100147)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

Easy to use and excepted in lots of places Reviewed on: 3rd May 2026

Always been easy to use.

Always been easy to use. Handy especially when in a bit of a financial pinch. Reviewed on: 3rd May 2026

Very faBest provider st and easy to use.

Very fast and easy to use. Safe very protected Reviewed on: 3rd May 2026

Had PayPal for a good few years and it's very good a...

Had PayPal for a good few years and it's very good and would highly recommend to family and friends Reviewed on: 3rd May 2026

One of the best inventions of the 20th century

I've been using PayPal for as long as I can remember to pay friends, for online shopping and now using their interest free by now pay later options to help when I need to purchase things of high value. Honestly, it's one of the best things to arrive on the Internet. Reviewed on: 3rd May 2026

Paypal is king

I have been using paypal for years, it has always been a very simple and efficient method of payment, the pay in 3 options can be a saviour when budgeting or in a financial pickle. I personally use PayPal credit aswell which has saved me a bunch of stress as its very easy to set up and the interest rates are low. Reviewed on: 3rd May 2026

Making use of the interest free offers helps

Using PayPal to help manage monthly budgets allows me to buy the occasional extra and spread the cost. Using an approach that uses both the pay in 3 window and the 4 months interest free offer enables me to keep in control and also purchase extras that make a difference. Reviewed on: 3rd May 2026

I have had to request refunds from companies and Pay...

I have had to request refunds from companies and PayPal was very quick to refund my money. Therefore offers peace of mind when purchasing from different companies. Reviewed on: 3rd May 2026

PayPal Credit has been a game changer for the past f...

PayPal Credit has been a game changer for the past few years for me. It's help me to be able to manage my finances with more flexibility and ensure I'm not facing high interest costs when paying back over the next few months. Reviewed on: 3rd May 2026

Strongly recommended

I regularly use PayPal for online shopping and specially for booking tickets it’s very easy to use and safe. Reviewed on: 3rd May 2026

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