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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732470911643441774 (144765 reviews)

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4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144765)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's great now you can use your PayPal Credit accoun...

It's great now you can use your PayPal Credit account just like a credit card. It removes the restrictions on where you buy from and there 0% interest on purchases over £99 for a few months allows you to pay it off interest free Reviewed on: 13th June 2026

Peace of mind.

Simple, easy to use. Can keep up to date with payments and purchases. Easy refund process, quick replies and resolutions. Peace of mind when making purchases online. Reviewed on: 13th June 2026

Good experience, simple...

Good experience positive , easy to use , quick, simple Reviewed on: 13th June 2026

Simple but effective

Use pay in 3 regular for small purchases easy to use good information sent when payments due the app is great to log in and check my account even paid for a holiday on pay in 3 great idea to balance your income Reviewed on: 13th June 2026

..PayPal is my go to App for purchases

Easy to use, reliable and a great customer service whenever contacted. It’s my go to app to use because of the convenience and reliability of the services provided Reviewed on: 13th June 2026

Really easy to use, great offers, lots of promotions...

Really easy to use, great offers, lots of promotions and the zero per cent interest on purchases over £100 for four months is excellent Reviewed on: 13th June 2026

Love the payment options to help you budget spending.

Love the payment options to help you budget spending. Customer service is weary quick to respond to any help needed. Reviewed on: 13th June 2026

My experience with PayPal has been one of the best a...

My experience with PayPal has been one of the best and smooth. It’s been a wonderful experience. Reviewed on: 13th June 2026

PayPal made easier

PayPal has recently made it much easier to make purchases with multiple options to make the payments back. The reminders are also super helpful. Reviewed on: 13th June 2026

It’s been there when I needed it, handy across all p...

It’s been there when I needed it, handy across all platforms Reviewed on: 13th June 2026

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