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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144754)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always a good exerience with Paypal.

5
Always a good exerience with Paypal. Reviewed on: 13th June 2026

Very useful.

5
Very useful. Especially pay in 3 parts option. Reviewed on: 13th June 2026

PayPal easy to use

5
Great and easy to use knowing it's safe paying for items through PayPal Reviewed on: 13th June 2026

PayPal is user friendly.

5
PayPal is user friendly. The recent changes have made the site more difficult. The Customer Services team are supportive. Issues have been listened to, and resolved with satisfaction. Reviewed on: 13th June 2026

Best thing since sliced bread

5
Great to have it available in the background Reviewed on: 13th June 2026

Been excellent for many years.

5
Been excellent for many years. Simple to use. No problems or issues. Reviewed on: 13th June 2026

Easy to use and direct instructions

4
Easy to use and direct instructions Reviewed on: 13th June 2026

Very helpful clear terms and condition protection on...

5
Very helpful clear terms and condition protection on buying never been disappointed Reviewed on: 13th June 2026

4 months free interest

5
I frequently utilized the four-month interest-free financing option available with purchases. Reviewed on: 13th June 2026

Protection

5
Have been using for years, gives protection on purchases Reviewed on: 13th June 2026

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