Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732458245615493279 (144751 reviews)

View other PayPal products

4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144751)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Handy credit function when i needed it.

Handy credit function when i needed it. With a great rate Reviewed on: 13th June 2026

Have used for many years.

Have used for many years. Very useful. Reviewed on: 13th June 2026

Flexibility

Allowed me to be more flexible and buy what I really wanted Reviewed on: 13th June 2026

Helps with comes to xmas or birthday but the interes...

Helps with comes to xmas or birthday but the interest can be expensive. Reviewed on: 13th June 2026

Its convenient and very easy to use

Its convenient and very easy to use Reviewed on: 13th June 2026

Easy to pay for items and peace of mind.

Easy to pay for items and peace of mind. Would like it easier to contact someone if I need help. Reviewed on: 13th June 2026

Always fast and easy to use

Always fast and easy to use also safe Reviewed on: 13th June 2026

I choose to use PayPal for all online purchases due...

I choose to use PayPal for all online purchases due to its ease of use and convenience, I also feel safe and secure using it. Whenever I’ve had issues I’ve had some good support by the customer service agents. Reviewed on: 13th June 2026

Use PayPal all the time for buying day-to-day purcha...

Use PayPal all the time for buying day-to-day purchases. Like the PayPal plus scheme for getting rewards. I find the PayPal buying three really helpful at purchasing more expensive products. Overall, it’s a great way of managing money. Reviewed on: 13th June 2026

I have found the process easy to navigate

I have found the process easy to navigate Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75477 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub