Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 90,153 reviews, last reviewed 30th Apr 2026
1816200% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's helpful to be able to use paypal It's helpful to be able to use paypal Reviewed on: 30th April 2026
Susana 's avatar
Susana

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90153)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay pal is my go to when ever I buy any goods on lin...

5
Pay pal is my go to when ever I buy any goods on line if they don’t show I can buy through pay pal I don’t buy it. Reviewed on: 23rd April 2026

Nothing to complain about.

5
Nothing to complain about. Just excellent Reviewed on: 23rd April 2026

Very good service and no nonsense.

5
Very good service and no nonsense. Good interest rates. Reviewed on: 23rd April 2026

I’ve had a PayPal account for over 25 years and it’s...

5
I’ve had a PayPal account for over 25 years and it’s been a fantastic way of paying for items and if something’s gone wrong it’s been quite good at mediation and contacting retailers to ascertain where it went wrong and how to get your money back thankfully those issues have not occurred very often over the years and it is seamless and love it Reviewed on: 23rd April 2026

Paypal credit is a great and accessible tool to use.

5
Paypal credit is a great and accessible tool to use. Reviewed on: 23rd April 2026

So easy to use!

5
So easy to use, even for idiots!! Reviewed on: 23rd April 2026

Using paypal is seamless and very easy to use

5
Using paypal is seamless and very easy to use Reviewed on: 23rd April 2026

Always great service.

5
Always great service. Hassle free. Very helpful with payments when I had a problem with a transaction going through. Very safe and secure way of paying and transferring money. Also added bonus is being able to pay over 4 months for some products Reviewed on: 23rd April 2026

I have always had good cumstomer service with paypal...

4
I have always had good cumstomer service with paypal, if there has been any issues they have helped and explained in detail what has happened and always happy to resolve it. Reviewed on: 23rd April 2026

Always had amazing customer service

5
Always had amazing customer service Reviewed on: 23rd April 2026