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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144803 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144803)

Brilliant service

I have been with PayPal for quite a few years now and I haveny experienced any major issues and recently it got better as they now offering new and better incentives. Reviewed on: 17th April 2026

Love PayPal Credit

I use PayPal credit most of the time. Occasionally a company I am using does not accept PayPal, I then try to find the same item at a company that does. I like the idea that I have 4 months to pay and also the fact that I am not giving my credit card numbers to different suppliers. The less people that have them the better I feel. Reviewed on: 17th April 2026

Paypal is safe with your account and they are vigila...

Paypal is safe with your account and they are vigilant in ensuring that your account is safe. The call centre agents are so knowledgeable of what to do to protect your account and always friendly! Reviewed on: 17th April 2026

PayPal are very helpful in protecting purchases eith...

PayPal are very helpful in protecting purchases either made from or made to a PayPal account. I once placed and order for some vape liquids from a Spanish store. The flavour was my favourite flavour and the UK no longer supplied them. I made the mistake of not using PayPal to make the payment, something I seldomly do when performing an initial trade with an unfamiliar trader. Luckily for me, the money I sent went to a PayPal account belong to the trader. The product still had not arrived 2 weeks after the mentioned delivery date so I contacted PayPal, forwarded the PayPal receipt for the products. I was told to PayPal would contact the trader and if they have no response in 2 weeks, I’d get a refund, 5 days after that conversation a full refund was in my account. This is just one of my stories. All of my dealings with PayPal are positive. Reviewed on: 17th April 2026

Great service, can't gi wrong using PayPal

Great service, can't gi wrong using PayPal Reviewed on: 17th April 2026

Using PayPal is very easy and secure.

Using PayPal is very easy and secure. Reviewed on: 17th April 2026

I'm very happy very good very Exilent services

I'm very happy very good very Exilent services Reviewed on: 17th April 2026

I have used PayPal for years and never had a issue a...

I have used PayPal for years and never had a issue always been easy to use and transactions are straight forward Reviewed on: 17th April 2026

The response time

Been pretty good the respone time could be faster Reviewed on: 17th April 2026

Easy to use & feels secure !

Easy to use & feels secure ! I would use this payment option first Reviewed on: 17th April 2026

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