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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,715 reviews, last reviewed 29th Apr 2026
1795800% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super helpful if you need to contact them Super helpful if you need to contact them Reviewed on: 29th April 2026
Patrick C's avatar
Patrick C

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89715)

Very good experience.

5
Very good experience. Helps me spread cost of my favourite items Reviewed on: 6th June 2024
Bogdan's avatar
Bogdan

No hassle and very good if problem

5
No hassle and very good if problem Reviewed on: 6th June 2024
Sharon K's avatar
Sharon K

Simple & smooth transactions

5
PayPal credit is always an easy and smooth transaction, the two ways of paying gives great flexibility. I’ve been using PayPal for a few years now and never ran into any issues. Reviewed on: 6th June 2024
Ashlee H's avatar
Ashlee H

PayPal credit is very convenient, secure, easy to us...

5
PayPal credit is very convenient, secure, easy to use and good value for money. Reviewed on: 6th June 2024
Torik's avatar
Torik

Easy to use, flexible credit facility

5
I have held a PayPal credit account for a number of years. The account opening process was very straight forward, the rates of interest are ok. I particularly like the interest free period for major purchases which allows the cost to be spread over a number of months. Reviewed on: 6th June 2024
Brian P's avatar
Brian P

Best way for peace of mind payments.

5
Best way for peace of mind payments. Great communications - 5 star all round service. Reviewed on: 6th June 2024
Joanne G's avatar
Joanne G

Reliable

5
Have always had good customer feedback and support when using PayPal credit at times when purchases have been incorrect and refunds are required to be processed. Seems a pretty safe platform. Reviewed on: 6th June 2024
Craig Birkett's avatar
Craig Birkett

Couldnt recommend enough

5
Couldnt recommend enough, so a quick and seemless Reviewed on: 6th June 2024
James h's avatar
James h

It's easy to use and the offers they have are a grea...

5
It's easy to use and the offers they have are a great support for working families. Reviewed on: 6th June 2024
Laura's avatar
Laura

Works great needed a credit in the hardest moment!

5
Works great needed a credit in the hardest moment!! Reviewed on: 6th June 2024
Ivan 's avatar
Ivan

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