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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 89,636 reviews, last reviewed 29th Apr 2026
1792100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026
jesalba's avatar
jesalba

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89636)

Very simple to use, best digital credit card on the...

5
Very simple to use, best digital credit card on the market Reviewed on: 6th June 2024
Peter S's avatar
Peter S

Secure and safe

5
Always reliable, fast and accurate payment Reviewed on: 6th June 2024
Maigenta's avatar
Maigenta

Greatest credit system ever interest free

5
Greatest credit system ever interest free Reviewed on: 6th June 2024
Miguel a's avatar
Miguel a

Always feels safe and reliable using the service.

5
Always feels safe and reliable using the service. Reviewed on: 6th June 2024
Zoe D's avatar
Zoe D

I have never had a bad experience. Satisfactory

4
I have never had a bad experience and the service is satisfactory. I think the app is a bit confusing when you want to withdraw funds to bank account Reviewed on: 6th June 2024
Benjamin N's avatar
Benjamin N

Convenient purchase of more expensive items

5
Makes purchase of more expensive items much more convenient without incurring additional costs. Reviewed on: 6th June 2024
Gordon R's avatar
Gordon R

PayPal is great for making payments online.

5
PayPal is great for making payments online. It gives you the chance to pay for goods interest free for up to six months. Reviewed on: 6th June 2024
Hammed's avatar
Hammed

Really good but after I payed back my credit limit o...

5
Really good but after I payed back my credit limit of £1000 they decreased it to £200 which I didn’t like it I want more credit limit Reviewed on: 6th June 2024
Farooq K's avatar
Farooq K

Easy to use, Simple UI and fast customer service

5
Easy to use, Simple UI and fast customer service Reviewed on: 6th June 2024
D's avatar
D

Always great help when in need of refunds.

5
Always great help when in need of refunds. Fast,reliable and friendly service. Can always count on them for your issues. Reviewed on: 6th June 2024
Ryanjclay's avatar
Ryanjclay

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