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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89570 reviews)

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4.91

Based on 89,570 reviews, last reviewed 29th Apr 2026

1789000% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit that’s easy to understand. It’s easy to use, I’ve never had a problem. It really helped me with large purchases. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89570)

It is a very good experience thank you PayPal

It is a very good experience thank you PayPal Reviewed on: 6th June 2024

Assured Security

The service at Paypal is excellent. The team are helpful. When paying with PayPal I am very confident that I am secure. Reviewed on: 5th June 2024

Very straightforward and any issues resolved quickly

Very straightforward and any issues resolved quickly Reviewed on: 5th June 2024

Been really useful and helpful when making larger pu...

Been really useful and helpful when making larger purchases/ building credit . Reviewed on: 5th June 2024

Stress less experience. just excellent 5 star

Stress less experience. Stress less experience. Just great very helpfull good outstanding service solved problems very quick just excellent 5 star Reviewed on: 5th June 2024

so easy and simple to use, the ease of access and ex...

so easy and simple to use, the ease of access and extra security makes me confident no one will gain access to my account. Reviewed on: 5th June 2024

Authentication needs improving

Constant authentication needed, there should be already an authentication method to validate devices and users implemented at PayPal. Reviewed on: 5th June 2024

So easy and stress free to use.

So easy and stress free to use.The app is well laid out Reviewed on: 5th June 2024

Great had it for years so handy and excepted so many...

Great had it for years so handy and excepted so many places customer service is amazing Reviewed on: 5th June 2024

Easy use and very useful for time when you need...

Easy use and very useful for time when you need it Reviewed on: 5th June 2024

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