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PayPal: PayPal Credit reviews

4.90
Based on 89,494 reviews, last reviewed 29th Apr 2026
1785300% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant rates excellent offers no complaints Brilliant rates excellent offers no complaints Reviewed on: 29th April 2026
Victoria F's avatar
Victoria F

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89494)

Fabulous.

5
Fabulous. Really easy to use, self explanatory Reviewed on: 5th June 2024

I love their pay in three!

5
I love their pay in three, it can help out when needed without having to pay interest. With the coat of living crisis this is an important lifeline to me. Reviewed on: 5th June 2024

Greatest experience for PayPal credit

5
Greatest experience for PayPal credit Reviewed on: 5th June 2024

Helpful at checkout

5
PayPal credit is really helpful when checking out online and the interest free is useful when paying it off. Great service Reviewed on: 5th June 2024

Excellent customer service.

5
Excellent customer service. Any query I have is always resolved quickly and professionally. Reviewed on: 5th June 2024

Category A

5
PayPal is a very correct service provider, I recommend it to everyone Reviewed on: 5th June 2024

Flexibilty and confidence in finances

5
Flexibilty and confidence in finances Reviewed on: 5th June 2024

I’ve always felt more confident using PayPal and if...

5
I’ve always felt more confident using PayPal and if there’s been a problem it’s been sorted really easily Reviewed on: 5th June 2024

Used a fair bunch of times now and never had a probl...

5
Used a fair bunch of times now and never had a problem with them. Easy and flexible Reviewed on: 5th June 2024

The best ever.

5
The best ever. credit card reliable and safe and trust . I head and I used. Reviewed on: 5th June 2024

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