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PayPal: PayPal Credit reviews

4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144810)

I am happy with all the services I use.

5
I have had a PayPal account for many years and have never had any problems and never had to contact customer services for anything. Reviewed on: 17th April 2026

Amazing service always.

5
Amazing service always. Very easy to use and convenient. Reviewed on: 17th April 2026

Great Credit

5
Easy and flexible credit highly recommended. Reviewed on: 17th April 2026

I like to use paypal for online stores and its realy...

5
I like to use paypal for online stores and its realy safe Reviewed on: 17th April 2026

Fast and reliable

5
Fast and reliable and will recommend to all Reviewed on: 17th April 2026

Experience where you don't need to ask questions, it...

5
Experience where you don't need to ask questions, it fits You, that is amazing. Reviewed on: 17th April 2026

Affordability

5
I use PayPal for a lot of transactions and the 0% helps make things more affordable and also the pay in 3 makes also is great. Reviewed on: 17th April 2026

Fingers tips.

5
I can manage my credit account and my debit card so easily. All through the app. Also it is very secure. Reviewed on: 17th April 2026

Easy world know card.

5
Easy world know card. Safe to use abroad Reviewed on: 17th April 2026

Very good, the customer service was vey helpful with...

5
Very good, the customer service was vey helpful with me and he sort my issue Reviewed on: 17th April 2026

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