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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,412 reviews, last reviewed 29th Apr 2026
1781650% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent services. Excellent services received so far. Reviewed on: 29th April 2026
Vikas 's avatar
Vikas

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89412)

Very good I am using paper is safe

5
Very good I am using paper is safe Reviewed on: 5th June 2024
William N's avatar
William N

Great to use and easy and love the 0% interest...

5
Great to use and easy and love the 0% interest period Reviewed on: 5th June 2024
JAMIE H's avatar
JAMIE H

Excellent - works well.

5
Excellent - works well. Very good. Reviewed on: 5th June 2024
Bobby 's avatar
Bobby

Would recommend

5
Been using them for a while now, had no issues would definitely recommend Reviewed on: 5th June 2024
Sandulf's avatar
Sandulf

Great offers and incentives.

5
Great offers and incentives. Non committal increase to credit limit. Easy to use app with early payment options. Reviewed on: 5th June 2024
Martin R's avatar
Martin R

Always super easy.

5
Always super easy. Paying back is flexible and easy and it’s great to have a count down for how long/much left to pay by a certain date. Reviewed on: 5th June 2024
HS's avatar
HS

PayPal has never let me done and the PayPal guarante...

5
PayPal has never let me done and the PayPal guarantee has got me out of a few scrapes. Reviewed on: 5th June 2024
Clare 's avatar
Clare

Excellent service always provided great experience.

5
Excellent service always provided great experience. Easy to manage and understand account Reviewed on: 5th June 2024
Mohamed N's avatar
Mohamed N

This is a thing that helps managing spending

5
This is very good option and the credit rate is low compared to other providers. It helps managing budget and allow to buy something what make me happy without spend all of the money from the wallet in one goal. Reviewed on: 5th June 2024
Emily M's avatar
Emily M

PayPal lover!

5
I’ve been a PayPal credit customer and PayPal user for over 3 years. It’s so simple, intuitive and staff are always so friendly and helpful Reviewed on: 5th June 2024
Nicola S's avatar
Nicola S

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