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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

Very easy to use, safe and secure way to...

Very easy to use, safe and secure way to pay Reviewed on: 17th April 2026

safe online shopping and purchases

safe online shopping and purchases Reviewed on: 17th April 2026

At best, i would say great.

At best, i would say great. Due to the fact that PayPal offers a system that is greatly helpful financially. I believe not just for me saying! But for the many (worldwide) Reviewed on: 17th April 2026

Great borrowing option, and very instant support

Great borrowing option, and very instant support Reviewed on: 17th April 2026

All good I have had some purchasing issues which Pay...

All good I have had some purchasing issues which PayPal resolved smoothly and in an acceptable time Reviewed on: 17th April 2026

Instant and trustworthy service.

Instant and trustworthy service. Helps especially when buying from 3rd party sellers on EBAY. Reviewed on: 17th April 2026

Great experience with PayPal credit always tell you...

Great experience with PayPal credit always tell you exactly wha you need to know with no hidden details, highly recommend them to anyone looking for credit. Never had any issues and always been accepted no problem at all Reviewed on: 17th April 2026

Simple to use, straightforward.

Simple to use, straightforward. Good way to spread cost. Reviewed on: 17th April 2026

Always swift and clear in details and instructions

Always swift and clear in details and instructions Reviewed on: 17th April 2026

Good money provider.

Good money provider. Great credit terms and 3 mounts free credit is spot on Reviewed on: 17th April 2026

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