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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144938 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144941)

Very good.

Very good. Very easy to used and time to pay Reviewed on: 18th April 2026

The services they offer are very straightforward but...

The services they offer are very straightforward but It would good if we can use our credicard to pay for the balance to earn some points Reviewed on: 18th April 2026

Absolutely outstanding.

Absolutely outstanding. PayPal has completely defined what seamless online payments should feel like. Every transaction is fast, secure, and effortless — it just works, every single time. The level of reliability and ease of use is genuinely impressive, and it’s clear a lot of thought has gone into making the experience smooth and stress-free. Easily one of the most dependable platforms out there. Highly recommended! Reviewed on: 18th April 2026

Simple, affordable and quick to apply.

Simple, affordable and quick to apply. Reviewed on: 18th April 2026

Benefits for doing what I do anyway!

Benefits for doing what I do anyway! What’s not to love? Reviewed on: 18th April 2026

Makes shopping a secure experience, no hassle and ba...

Makes shopping a secure experience, no hassle and basicly a money back guarantee. Reviewed on: 18th April 2026

PayPal Plus Scheme - welcome addition

I think the PayPal plus scheme is an excellent addition to reward customers. Reviewed on: 18th April 2026

Grt service and it very good to buy the stuff and sp...

Grt service and it very good to buy the stuff and split in 4 month concept is good Reviewed on: 18th April 2026

Great service, handy payments.

Great service, handy payments. There when I need it. Reviewed on: 18th April 2026

Best and the safest way to buy anything online

Best and the safest way to buy anything online Reviewed on: 18th April 2026

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