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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89177 reviews)

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4.90

Based on 89,177 reviews, last reviewed 29th Apr 2026

1770700% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for years , very reliable & t... I’ve been using PayPal for years , very reliable & trustworthy and always sort out any problems hassle free Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89177)

Really easy process, nice and simple breakdown of co...

Really easy process, nice and simple breakdown of costs and love that you can use it on a whole variety of outlets Reviewed on: 5th June 2024

Have used PayPal credit twice.

Have used PayPal credit twice. It is good for convenience and be able to spread the cost with no added interest. Reviewed on: 5th June 2024

PayPal credit is available to use in lots of places...

PayPal credit is available to use in lots of places and having the option to pay back in four months interest free on orders over £100 is very helpful. Reviewed on: 5th June 2024

I am very happy with PayPal,being so flexible and ab...

I am very happy with PayPal,being so flexible and able to split the payments . Reviewed on: 5th June 2024

Never had a problem with payment’s always good commu...

Never had a problem with payment’s always good communication Reviewed on: 5th June 2024

I use paypal often especially the split pay 3 it mea...

I use paypal often especially the split pay 3 it means i can buy things i want without waiting till i have the funds Reviewed on: 5th June 2024

Very happy with the PayPal credit given to me with m...

Very happy with the PayPal credit given to me with more room to extend it! Reviewed on: 5th June 2024

I use PayPal credit very often and I would recommend...

I use PayPal credit very often and I would recommend to anyone who is not able to pay the full amount in one simple payment. Having the option to divide the payment with no extra interest is fantastic! Reviewed on: 5th June 2024

Just perfect.

Just perfect. Everything is very good and very high standartus. Reviewed on: 5th June 2024

Nice experience since I started using it

Nice experience since I started using it Reviewed on: 5th June 2024

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