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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Just gets better and better

I have PayPal for many years and it just gets better and better. Choices for budgeting those necessary big items that crop up and also those fun things we need in life. Reviewed on: 18th April 2026

Mr radev

The best one , I’m very happy using PayPal Reviewed on: 18th April 2026

Been on PayPal for many many years using it for buyi...

Been on PayPal for many many years using it for buying and selling, sending love ones money it's always been a great system. Recently even getting the new debit card which I use instead now for my daily out about life. Reviewed on: 18th April 2026

Never had any problems very pleased

Never had any problems very pleased Reviewed on: 18th April 2026

Very good experience .

I been with paypal over the years and iit’s is always easy to ise Reviewed on: 18th April 2026

Easy to pay

It’s just Easy and simple to pay Reviewed on: 18th April 2026

Never had any issues, been really helpful if product...

Never had any issues, been really helpful if products from sellers haven’t turned up to then try to help get my money back. Reviewed on: 18th April 2026

0% for four months Has helped me a lot.

0% for four months Has helped me a lot. Making the payments back are now quick and easy with the PayPal debit card which also has its own perks. You can link the credit card to your Apple Pay which works really well for me. Reviewed on: 18th April 2026

I like PayPal.

I like PayPal it's a good way to send and receive moneys Reviewed on: 18th April 2026

Advantages of PayPal

I've used PayPal credit for some time and it's been invaluable in purchasing expensive items eg fridge on credit. I would definitely recommend Reviewed on: 18th April 2026

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