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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145248 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145248)

Super Support Service

Have been using PayPal for a while and they have been really helpful in an queries and issues. They have a superb support service too Reviewed on: 18th April 2026

Amazing, love PayPal, would recommend to all

Amazing, love PayPal, would recommend to all Reviewed on: 18th April 2026

Easy to use

Very easy to use and gives peace of mind that your bank details are not given out to everyone. Reviewed on: 18th April 2026

A wonderful source of payment!

A wonderful source of payment! I have a smooth experience with the platform, will definitely recommend 100% Reviewed on: 18th April 2026

Consistently adding more value making paying for thi...

Consistently adding more value making paying for things in different ways that suit that is safe and non-predatory Reviewed on: 18th April 2026

Used PayPal to purchase a watch on interest free.

Used PayPal to purchase a watch on interest free. Had no trouble getting interest over 3 years and can pay a bit more off each month if I want. Reviewed on: 18th April 2026

PayPal is always reliability to purchase,Another pos...

PayPal is always reliability to purchase,Another positive aspect is buyer protection. If an item doesn’t arrive or isn’t as described, PayPal gives you a way to raise a dispute and potentially get your money back. That adds a layer of confidence, especially when buying from new or unfamiliar sellers. The app and website are generally user friendly, showing clear transaction histories, notifications, and balance updates. You can also link multiple bank accounts or cards, giving flexibility in how you pay. Reviewed on: 18th April 2026

Always been very satisfied with choice of outlets an...

Always been very satisfied with choice of outlets and how it can be used Reviewed on: 18th April 2026

Great service all the time, it’s always there when y...

Great service all the time, it’s always there when you need an extra boost Reviewed on: 18th April 2026

I always rely on PayPal and they never let me...

I always rely on PayPal and they never let me down Reviewed on: 18th April 2026

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