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PayPal: PayPal Credit reviews

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4.90
Based on 89,083 reviews, last reviewed 29th Apr 2026
1766450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing easy way to pay always use this way to pay o... Amazing easy way to pay always use this way to pay online and its safe Reviewed on: 29th April 2026
Kerry's avatar
Kerry

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89083)

Flexibility I never knew I had!

5
PayPal credit allows me to have those extra little treats as a single parent I would not normally be able to afford… I’ve and recently discovered I can also spread the cost of flights and hotel stays which I didn’t realise before so this has made weekend breaks more affordable for me! I will be making the most of this newly found flexibility! Reviewed on: 5th June 2024
Kavita W's avatar
Kavita W

PayPal Credit helped me improve my credit score.

5
PayPal Credit is very handy for anyone who needs to get a credit card but is unable to get one. I needed help improving my credit score but I couldn’t get a credit card from any bank since my score was too low. However, PayPal was able to set me up with credit and I was able to use it online while I kitted out my house. Now my score has improved and that’s all thanks to PayPal. Reviewed on: 5th June 2024
Callum S's avatar
Callum S

Paypal credit has been fantastic!

5
Paypal credit has been fantastic! Especially around Christmas when you are making bigger purchases, the 4 month 0% interest offers are brilliant! Reviewed on: 5th June 2024
Colleen S's avatar
Colleen S

It does what it says on the tin and has been an enor...

5
It does what it says on the tin and has been an enormous help to me over the last few years. Reviewed on: 5th June 2024
Njrmsk 's avatar
Njrmsk

Great security when paying online , also love the ta...

5
Great security when paying online , also love the take 3 payments for when it's close to payday and funds are running low, its a lifesaver . Reviewed on: 5th June 2024
Joanne's avatar
Joanne

Very good 5 star's I would recommend it to be use a...

5
Very good 5 star's I would recommend it to be use all the time. Reviewed on: 5th June 2024
David's avatar
David

Allows me to make purchases quick and easy

4
Allows me to make purchases quick and easy Reviewed on: 5th June 2024
Warrenc's avatar
Warrenc

Benefits

5
Easy to use given good offers can management to make bigger payments if you can. Reviewed on: 5th June 2024
Deividas Z's avatar
Deividas Z

Making payments more affordable for us with increase...

5
Making payments more affordable for us with increases to cost of living Reviewed on: 5th June 2024
Sarah b's avatar
Sarah b

PayPal is very safe to use and it is easy...

5
PayPal is very safe to use and it is easy to get help Reviewed on: 5th June 2024
aflatoon fatehnia's avatar
aflatoon fatehnia

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