Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

View other PayPal products

4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (89027)

Love paypal buyer protection at no cost.

Love paypal buyer protection at no cost. Amazing customer service Reviewed on: 5th June 2024

Life saver

Really useful on the daily basis so great experience. Reviewed on: 5th June 2024

I’m very setisffied with PayPal credit as I’m now ab...

I’m very setisffied with PayPal credit as I’m now able to buy more things with PayPal credit. Reviewed on: 5th June 2024

Safe and excellent

Safe and excellent program..Most of my shopping is through it..Safe and fast..Fast customer service Reviewed on: 5th June 2024

alright I guess

Seems to work as intended, could be quicker with disputes Reviewed on: 5th June 2024

Paypal Credit

Paypal Credit is my first experience with credit based purchases. Its easy to use and transparent in terms of statements. Reviewed on: 5th June 2024

Used PayPal for years and it just gets better

Used PayPal for years and it just gets better Reviewed on: 5th June 2024

Great facility for spreading payments securely.

Great facility for spreading payments securely. Only slight criticism is the lack of visible information shown on transactions. Otherwise, really easy to use and provides peace of mind for internet purchases, particularly on unknown sites. Reviewed on: 5th June 2024

Never had a bad experience always personal always te...

Never had a bad experience always personal always tells you well in front about payments due Reviewed on: 5th June 2024

Good experience I would recommend it to friends and...

Good experience I would recommend it to friends and family Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40643 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub