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PayPal: PayPal Credit reviews

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4.90
Based on 89,012 reviews, last reviewed 29th Apr 2026
1763100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing PayPal has been an exceptionally valuable financial tool throughout my time as a student. The platform has significantly reduced financial pressure by... Read more Reviewed on: 29th April 2026
Raheem's avatar
Raheem

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89012)

Absolutely great when I need to spread the cost on e...

5
Absolutely great when I need to spread the cost on essential items. Email always reminds me of payment plan and dates too which is so helpful Reviewed on: 5th June 2024
Jo Groves's avatar
Jo Groves

. highly recommended

5
If you ever ever you have a problem, they’re very easy to call and speak to an actual human being Reviewed on: 5th June 2024
Harry's avatar
Harry

Exactly what I needed!

5
Exactly what I needed! Very easy to use! Reviewed on: 5th June 2024
Simona t's avatar
Simona t

Always had excellent when I've had to speak the them...

5
Always had excellent when I've had to speak the them over the phone, never waiting long in a queue. Reviewed on: 5th June 2024
Jade P's avatar
Jade P

Easy to use and clear to see. No issues

5
Easy to use and clear to see. No issues Reviewed on: 5th June 2024
Markth's avatar
Markth

It's very easy to use and also the intrest rates sho...

5
It's very easy to use and also the intrest rates should you need them are excellent. Many payment options and most of all reasonable credit limits that don't allow you to fall into a debt spiral. Reviewed on: 5th June 2024
Julie's avatar
Julie

Great!! Recommend

5
Great and fast without any problems Reviewed on: 5th June 2024
Anna H's avatar
Anna H

Very pleased with my experience

5
Very pleased with my experience will definitely recommend to family Reviewed on: 5th June 2024
Amanda S's avatar
Amanda S

Great for spreading cost of large purchases

5
Frequently use paypal Credit for large purchases rather than credit card if option is available. Always ensure balance is paid in full with the timeframes so interest cost are not incurred. Reviewed on: 5th June 2024
Kittyclaw's avatar
Kittyclaw

I have used Paypal for more than ten years, without...

5
I have used Paypal for more than ten years, without any regrets. Reviewed on: 5th June 2024
Franklin Adeleye's avatar
Franklin Adeleye

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