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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145321 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145321)

Easy and hassle free transactions every time.

Easy and hassle free transactions every time. Reviewed on: 18th April 2026

Easy to use

Easy to use and set up and handy when you really need it Reviewed on: 18th April 2026

great way to manage your spending

I often use the PayPal credit, it's a great way to manage your spending. Reviewed on: 18th April 2026

It is a brilliant way to pay - PayPal it

It is a brilliant way to pay especially it providers buyers guarantee. The app is a good one showing you the necessary details you need to have control over your spending. Reviewed on: 18th April 2026

No fuss, very practical.

No fuss, very practical. Using the service as much as I need Reviewed on: 18th April 2026

PayPal lets me organise my finances in a variety of...

PayPal lets me organise my finances in a variety of ways that helps me afford the extra or expensive or sudden needs in life. I would be lost without it. They give great service when you call with a query, no multiple calls attempts to resolve issues. Very happy Reviewed on: 18th April 2026

PayPal, the only way I shop !!

PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026

Everything is secured

Everything is secured and smooth easy process Reviewed on: 18th April 2026

Experience in morning good phone

Experience in morning good phone Reviewed on: 18th April 2026

Staff are excellent always dealt with my problems wi...

Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026

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