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PayPal: PayPal Credit reviews

4.90
Based on 89,004 reviews, last reviewed 29th Apr 2026
1762700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a live saver. PayPal is a live saver. Easy tell Reviewed on: 29th April 2026
Michael 's avatar
Michael

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89004)

Great experience

5
Very nice experience. I'm very happy that I chose to create an account with PayPal. Reviewed on: 5th June 2024

paypal has been super quick and easy to use and thei...

5
paypal has been super quick and easy to use and their customer service has been so helpful Reviewed on: 5th June 2024

Customer friendly

5
Very flexible and very easy to navigate/pay Reviewed on: 5th June 2024

Perfect one

5
Very good experience never had any problem Reviewed on: 5th June 2024

Used it quite often and found it very flexible and h...

5
Used it quite often and found it very flexible and helpful financial company. Reviewed on: 5th June 2024

Excellent

5
It's easier to pay on credit when you have a big purchase and you can spend the cost. Makes it less stressful. Absolutely brilliant if you are a little short on money and have birthdays coming up and need to get gifts. Easy and affordable repayments. Notifications when you spend money and reminders when you need to pay your minimum payment. Would definitely recommend to friends and family. Very helpful around Christmas time to buy all the gifts and other little bits and bobs. So convenient and reliable. Reviewed on: 5th June 2024

I love PayPal Credit!

5
I love PayPal Credit! Having 3 months interest free has been a lifesaver for various purchases. Reviewed on: 5th June 2024

Simply to use .

5
Very happy with my purchase through PayPal credit very transparent and efficient Reviewed on: 5th June 2024

Safe to use online payment .

5
Safe to use online payment . Always helpful when you runout money . Reviewed on: 5th June 2024

Always easy to use

5
Always easy to use. Flexible 4 monthly payment is an excellent option. Reviewed on: 5th June 2024

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