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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145359 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145359)

The flexibility is tremendous

When monthly budgets are tight, the flexibility of the pay in 4 months credit is tremendously helpful! Reviewed on: 18th April 2026

Helpfull

Great to deal with with friendly staff Reviewed on: 18th April 2026

Always helpful fast service reliable never biased at...

Always helpful fast service reliable never biased at the decisions Reviewed on: 18th April 2026

Great credit terms, very helpful customer support, h...

Great credit terms, very helpful customer support, highly recommended Reviewed on: 18th April 2026

Good App, best payment services

Their services is very good. Their rate is great. And their customer data protection is top notch Reviewed on: 18th April 2026

Used PayPal many times, very good if you pay off in...

Used PayPal many times, very good if you pay off in time but interest can be high if not, but that's the risk of finance I suppose. Reviewed on: 18th April 2026

PayPal Rocks!!!

PayPal has been a reliable and convenient payment platform for me over the years. It’s widely accepted, easy to use, and offers a strong layer of buyer protection that gives peace of mind when shopping online. Sending and receiving money is quick, and the interface is generally user-friendly, whether on desktop or mobile. PayPal Credit is a useful addition, especially for spreading the cost of larger purchases. The promotional offers, like interest-free periods, can be helpful if managed carefully. It’s straightforward to use at checkout, and having that flexibility can make a difference when budgeting. Overall, PayPal and PayPal Credit are solid financial tools that offer convenience, security, and flexibility. Reviewed on: 18th April 2026

My experience with PayPal has been good.

My experience with PayPal has been good. Reviewed on: 18th April 2026

Was great handled it quick and was easy to speak...

Was great handled it quick and was easy to speak to Reviewed on: 18th April 2026

Easy to use , easy to understand and lots of...

Easy to use , easy to understand and lots of perks Reviewed on: 18th April 2026

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