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PayPal: PayPal Credit reviews

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4.90
Based on 88,918 reviews, last reviewed 28th Apr 2026
1758750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible, easy to use, widely available Flexible, easy to use, widely available Reviewed on: 28th April 2026
JCO's avatar
JCO

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88918)

Great service.

5
Great service. Easy to use. Alway helpful. Reviewed on: 5th June 2024
Daniel's avatar
Daniel

I’ve used it for my important purchases and it’s wor...

3
I’ve used it for my important purchases and it’s worked out v well for me Reviewed on: 5th June 2024
Lewis W's avatar
Lewis W

PayPal is amazing.

5
PayPal is amazing. The customer service is top class and made me feel at ease. PayPal credit is brilliant and pay in 3 provides flexibility if needed. I always pay with PayPal online as I feel safe and secure using this method - no cred numbers shared and easy to use system. Reviewed on: 5th June 2024
Abigail T's avatar
Abigail T

Ipaypaypalpulouse

5
I have never had any issues with using PayPal credit in fact it has always come in useful,easy to use and make payments, although there have been issues on the app not being able to withdraw when in credit, have had to call paypal a couple times in the past regarding this issue, always recieved excellent customer service quick and helpful and very polite and professional Reviewed on: 5th June 2024
Karon 's avatar
Karon

Feel safer buying products through PayPal.

5
Feel safer buying products through PayPal. Find the pay in three so helpful Reviewed on: 5th June 2024
Henrietta G's avatar
Henrietta G

Positive experience

5
Quick and easy spending with cleat terms and conditions. Reviewed on: 5th June 2024
Lee W's avatar
Lee W

I am enjoying using PayPal credit.

5
I am enjoying using PayPal credit. It seems reasonable and the repayment terms are good. They also send you reminders or you can set up a direct debit to never miss a payment. Reviewed on: 5th June 2024
Cat's avatar
Cat

Been good experience paying bill it’s PayPal credit

5
Been good experience paying bill helped Reviewed on: 5th June 2024
Gordon's avatar
Gordon

Paypal review

4
Paypal has helped me a lot of times. With pay in 3 and paypal credit. There is always good customer service. Reviewed on: 5th June 2024
Yamah J's avatar
Yamah J

Paypal always place the customer first.

5
Paypal always strive to solve any issues, they look after their customers and value us. I have been a consistent user of paypal for over 7 years now. They and Monzo are streets ahead of other money lenders. Reviewed on: 5th June 2024
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Julie P

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