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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,819 reviews, last reviewed 28th Apr 2026
1754050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great trustworthy payments and app Great trustworthy payments and app Reviewed on: 28th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88819)

Good experience for credit building

4
Good experience for credit building Reviewed on: 5th June 2024
Georgia's avatar
Georgia

I consider it to be a safe and reliable method of ma...

5
I consider it to be a safe and reliable method of making purchases, particularly on line. Reviewed on: 5th June 2024
Brian D's avatar
Brian D

I would recommend PayPal credit

4
PayPal credit has been very helpful with helping me make payments and buy gadgets that I want to buy. Their customer service has also been very helpful everytime I reach out Reviewed on: 5th June 2024
Kofoworola O's avatar
Kofoworola O

Excellent in every aspect great interest rate easy t...

5
Excellent in every aspect great interest rate easy to use Reviewed on: 5th June 2024
Daniel walsh's avatar
Daniel walsh

Peace of mind

5
It helps you out with giving you longer to pay for your items Reviewed on: 5th June 2024
Rayna B's avatar
Rayna B

I use PayPal ANYTIME I see it's available.

5
I use PayPal ANYTIME I see it's available. It is so convenient and the fact you can pay it off interest free is just a massive bonus! I actually look for websites now that offer PayPal credit ... It's a deciding factor for which retailer I will use now! Reviewed on: 5th June 2024
Denise M's avatar
Denise M

The pay in 3 really helps to afford things I need ur...

5
The pay in 3 really helps to afford things I need urgently Reviewed on: 5th June 2024
Janine w's avatar
Janine w

Professional and easy to use.

5
Professional and easy to use.Always on hand to answer my questions. Reviewed on: 5th June 2024
Johnny c's avatar
Johnny c

Happy PayPal Customer

5
I've been a PayPal Customer for over 20 years. Any problems I've had have been sorted out quickly. Reviewed on: 5th June 2024
Judy H's avatar
Judy H

Easy payment, good offers of interest free credit to...

5
Easy payment, good offers of interest free credit to be able to spread the payment over few months, good to use for more expensive items Reviewed on: 5th June 2024
Danuta Bussey's avatar
Danuta Bussey

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