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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,712 reviews, last reviewed 28th Apr 2026
1749200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app that offers security Easy to use service that offers security Reviewed on: 28th April 2026
Ceri k's avatar
Ceri k

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88712)

Not a very easy website.

4
Not a very easy website. It is very hard to make a extra payment Reviewed on: 5th June 2024
Sue's avatar
Sue

Easy to access funds and payment instalments

5
Easy to access funds and payment instalments Reviewed on: 5th June 2024
Fj's avatar
Fj

PayPal credit was really easy to apply for

5
PayPal credit was really easy to apply for Reviewed on: 5th June 2024
Steven l's avatar
Steven l

Really Helps

5
Good alternative to a credit card Reviewed on: 5th June 2024
Jhavaughn 's avatar
Jhavaughn

PayPal are very helpful & always get your money back...

5
PayPal are very helpful & always get your money back if needed Reviewed on: 5th June 2024
Sandra P's avatar
Sandra P

Excellent payment and credit tool!

5
I use it all the time. It gives me protection against any illicit traders and the PayPal credit option helps me pay for things and have 4 months to pay off. Amazing! Reviewed on: 5th June 2024
Sultana M's avatar
Sultana M

good service

5
Good way to split the cost of items and you can choose to pay it back minimally without being charged heaps of interest. Really good service Reviewed on: 5th June 2024
Caitlin's avatar
Caitlin

I love paypal, its simple and easy to use.

5
I love paypal, its simple and easy to use. Nothing is to complicated and you can make all tour transactions seamless. Reviewed on: 5th June 2024
Chloe Nicholson's avatar
Chloe Nicholson

Easy to use and low cost

5
So easy to use, and very clear on when payments are expected. Great value with 4 month interest free option Reviewed on: 5th June 2024
Kim's avatar
Kim

Paypal Credit is so helpful with big purchases.

5
Paypal Credit is so helpful with big purchases that you want to make but dont want to spend a chunk of money at one time. I always use paypal credit 4 months for anything above £99 as its so easy to use and always make buying gifts stress free. Reviewed on: 5th June 2024
Katie F's avatar
Katie F

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