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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Excellent customer service.

Excellent customer service. Great support for online shopping and banking. Reviewed on: 18th April 2026

my favourite credit option

My only issue with PayPal is the login process with the app. I think because of my security settings, I need to receive a SMS code for every log in, even with a passkey saved on my phone. Other than that, I love using PayPal credit and have the new physical card. The 0% for 4 months over £99 is one of the most useful and reliable credit options I’ve ever had. The peace of mind with a big purchase (ie appliance breaking down) it gives is tremendous. Reviewed on: 18th April 2026

Working perfectly, coustomer service always helps

Working perfectly, coustomer service always helps Reviewed on: 18th April 2026

Good experience overall.

Good experience overall. If you could pay in 12 installments with 0% on any purchase, not only with some retailers, would be great. Reviewed on: 18th April 2026

General info

Never had any problems if there’s been a issue it’s been resolved in a decent time scale would definitely recommend PayPal Reviewed on: 18th April 2026

A very happy Customer

I have been a customer for some time now and am very happy with the customer service with they app and the information they send to me, with all the option of repaying my credit. Please keep your customer service as good as it is at the moment. Thanks from a very happy customer. Reviewed on: 18th April 2026

Easy and hassle free transactions every time.

Easy and hassle free transactions every time. Reviewed on: 18th April 2026

Easy to use

Easy to use and set up and handy when you really need it Reviewed on: 18th April 2026

great way to manage your spending

I often use the PayPal credit, it's a great way to manage your spending. Reviewed on: 18th April 2026

It is a brilliant way to pay - PayPal it

It is a brilliant way to pay especially it providers buyers guarantee. The app is a good one showing you the necessary details you need to have control over your spending. Reviewed on: 18th April 2026

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