Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145377)

No fuss, very practical.

No fuss, very practical. Using the service as much as I need Reviewed on: 18th April 2026

PayPal lets me organise my finances in a variety of...

PayPal lets me organise my finances in a variety of ways that helps me afford the extra or expensive or sudden needs in life. I would be lost without it. They give great service when you call with a query, no multiple calls attempts to resolve issues. Very happy Reviewed on: 18th April 2026

PayPal, the only way I shop !!

PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026

Everything is secured

Everything is secured and smooth easy process Reviewed on: 18th April 2026

Experience in morning good phone

Experience in morning good phone Reviewed on: 18th April 2026

Staff are excellent always dealt with my problems wi...

Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026

Easy to use.

Easy to use. Keeps you updated. Excellent all round Reviewed on: 18th April 2026

I have been using Pay pal for about 4 years i would...

I have been using Pay pal for about 4 years i would say. Excellent service. Very friendly to navigate and plus affordable rates due to the climate now. I love it. Corks not name things without it. DEFINITELY recommend to anyone as it is much far more superior than Klarna and all the others or there. Reviewed on: 18th April 2026

Always been very helpful and believe that they look...

Always been very helpful and believe that they look after you Reviewed on: 18th April 2026

Late payment warnings/reminders

So far no problems apart from payments failing and then being charged rather than given a warning to say if you pay within xxdays you wont have a late charge. Most of the time my payments fail because the money is in another account not because I don't have it Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76329 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub