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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,620 reviews, last reviewed 28th Apr 2026
1744800% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal. Hard to beat! App easy to navigate. Balanced easy to see. Always good that it’s an option to use as payment on so many different retailers. Payment options very fle... Read more Reviewed on: 28th April 2026
Graeme P's avatar
Graeme P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88620)

Easy to use, and good 0% interest offers

5
Easy to use, and good 0% interest offers Reviewed on: 5th June 2024
Hayley 's avatar
Hayley

I use PayPal a lot and find it easy

5
I use PayPal a lot and find it easy Reviewed on: 5th June 2024
Sfjos's avatar
Sfjos

I love PayPal credit.

5
I love PayPal credit. Very easy to pay people securely and quickly. It is also a quick and easy way to pay for online orders. I get the opportunity whether I want to use my PayPal credit or not. Excellent service. Reviewed on: 5th June 2024
Rosey's avatar
Rosey

I have been with PayPal for years now and they have...

5
I have been with PayPal for years now and they have always been excellent to use. When having disputes they have dealt with them quickly and efficiently. I regularly use PayPal credit which is really great when I can spread out the cost of a large item. Their communication is great and always keep me up to date with all updates or issues. I love them and would not be without them now.well done Paypal. Reviewed on: 5th June 2024
Susan 's avatar
Susan

Using PayPay Credit Pay in 3 for tickets

5
I use PayPal credit for concert ticket and flight pay in 3 plans and it’s great. Auto direct debits so I don’t have to worry about it. Super convenient and I recommend to all my friends. Reviewed on: 5th June 2024
Isabel D's avatar
Isabel D

Would recommend to anyone very cool safe and easy to...

5
Would recommend to anyone very cool safe and easy to use Reviewed on: 5th June 2024
Dzmitry B's avatar
Dzmitry B

Everything is always so easy with PayPal.

5
Everything is always so easy with PayPal. Easy to keep track of how much you owe. The pay in 3 is very helpful and lets you budget. Reviewed on: 5th June 2024
Jill Knight's avatar
Jill Knight

Always good and easy to use and if you need help it...

5
Always good and easy to use and if you need help it their Reviewed on: 5th June 2024
Topcat's avatar
Topcat

Quick and easy to use.

3
Quick and easy to use. Comes in very handy Reviewed on: 5th June 2024
Adam C's avatar
Adam C

Interest free payments

5
I use paypal credit for lots of purchases and the options to pay no interest beats other lenders hands down Reviewed on: 5th June 2024
Scott C's avatar
Scott C

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