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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88520 reviews)

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4.90

Based on 88,520 reviews, last reviewed 28th Apr 2026

1740200% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great company!!! Hope to deal with them again! Great option, trustable and easy for me Reviewed on: 28th April 2026

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88520)

Great way to spread the cost of items over whichever...

Great way to spread the cost of items over whichever offer they have one. For example over three interest free payments, 0% over between 4 and 12months etc Reviewed on: 5th June 2024

Easy to use and no hassle simple stress free would h...

Easy to use and no hassle simple stress free would highly recommend Reviewed on: 5th June 2024

Great service makes purchasing so easy

Great service makes purchasing so easy Reviewed on: 5th June 2024

Paypal credit and PayPal pay in 3

They are straightforward in dealing with your credit and also with dealing with refunds. They are also easy payment schemes and you can also talk to people if you have any queries Reviewed on: 5th June 2024

It’s brilliant.

It’s brilliant. I am able to get goods and pay over 3 months. With no extra cost. Reviewed on: 5th June 2024

Very good, happy with the conditions

Very good, happy with the conditions Reviewed on: 5th June 2024

Always a good way to pay...

PayPal is a good way to pay, there are a really trusted site and I have used for years Reviewed on: 5th June 2024

Perfect for all your credit needs

I've found everything with PayPal credit to be a very good experience and the app is so easy to use for purchases and payments and I found the customer service team very helpful and professional when I had a recent issue happy customer. Reviewed on: 5th June 2024

There when I need it.

There when I need it.Clear what it costs. No hassle when I have used it. Delay on when it does come out of the bank can throw me off. Sometimes. But has been a massive help this year. Reviewed on: 5th June 2024

I like the availability and the simplicity of the se...

I like the availability and the simplicity of the service. Reviewed on: 5th June 2024

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