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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145381)

Decent customer service - Any problems I have have b...

Decent customer service - Any problems I have have been dealt with Reviewed on: 18th April 2026

My experience with PayPal credit has been excellent,...

My experience with PayPal credit has been excellent, new features have been added Reviewed on: 18th April 2026

When Everything Just Works Perfectly

I purchased an item on eBay using PayPal, and the whole experience was incredibly easy, professional, and completely hassle-free. Honestly, it was such a perfect transaction that there’s almost nothing to complain about — easily one of the most successful purchases I’ve ever made. Reviewed on: 18th April 2026

Easy, fast and very useful

PayPal Credit has been very easy to use and really helpful for spreading the cost of purchases. The application was quick, and everything works smoothly within the app. I especially like how simple it is to manage payments and keep track of spending. As long as you stay on top of payments, it’s a great tool for flexibility and convenience. Reviewed on: 18th April 2026

Paying online is stream lined by pay pal and they of...

Paying online is stream lined by pay pal and they offer short interest free credit, which I have used a lot over the years. Reviewed on: 18th April 2026

PayPal is a safe and secure method of payment.

PayPal is a safe and secure method of payment. PayPal Credit are there for you when you need to fund something and it will not cost an arm and a leg to use. Also you can rely on PayPal for normal every day spending as a reliable payment source espescialy when buying on the internet as both PayPals are trustworthy. Reviewed on: 18th April 2026

I have been using PayPal to fund my weight loss jour...

I have been using PayPal to fund my weight loss journey I would not if been able to achieve my goals without the service. I have recommended this service to my friends and always give exerlent reviews of the service I receive. Thank you Paypal Reviewed on: 18th April 2026

Really APPealing

I particularly love the app - really easy and intuitive to use. Reviewed on: 18th April 2026

All good

No problems at all with PayPal some payments do take a few days to show up on your Bank account but I'm not sure if this because of PayPal or my bank. Reviewed on: 18th April 2026

Very easy and straightforward.

Very easy and straightforward. Great payment protection Reviewed on: 18th April 2026

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