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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,329 reviews, last reviewed 28th Apr 2026
1731650% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and trustworthy brand - no negativity asso... Reliable and trustworthy brand - no negativity associated with them. Reviewed on: 28th April 2026
NicNac's avatar
NicNac

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88329)

The flexibility is amazing so helpful.

5
The flexibility is amazing so helpful. Helps with kids birthdays, Xmas presents so you can spread over several months. Great Reviewed on: 4th June 2024
Christopher A's avatar
Christopher A

The easiest way to send and receive money in an inst...

5
The easiest way to send and receive money in an instant. Wouldn’t use anything else 5* service everytime Reviewed on: 4th June 2024
Marcella 's avatar
Marcella

PayPal credit is great and it really helps with fund...

4
PayPal credit is great and it really helps with funding the purchases that you can justify paying for now , I wish the 4 months was longer maybe like 6 to 13 months Reviewed on: 4th June 2024
Rob A's avatar
Rob A

PayPal has supported me massively as I am living on...

5
PayPal has supported me massively as I am living on my own at the age of 26 and struggle with the rise of living costs Reviewed on: 4th June 2024
Thomas C's avatar
Thomas C

Love and excellent way to pay back the money...

5
Love Reviewed on: 4th June 2024
Balagopal Ajith kumar 's avatar
Balagopal Ajith kumar

Very easy to use and more convenient

5
Very easy to use and more convenient Reviewed on: 4th June 2024
MUSTAQ 's avatar
MUSTAQ

Fantastic

5
No hassle at all. Ive got very high credit limit Reviewed on: 4th June 2024
Dagmara N's avatar
Dagmara N

Always straight forward, easy application to use.

5
Always straight forward, easy application to use. Reviewed on: 4th June 2024
Gavin p's avatar
Gavin p

Fantastic 4-month payment offer.

5
Fantastic 4-month payment offer. Very helpful customer service Reviewed on: 4th June 2024
Patryk G's avatar
Patryk G

PayPal is easy payment method - no fuss

5
PayPal is such an easy method payment and you don’t have to keep providing addresses for every purchase you make to be delivered to your property Reviewed on: 4th June 2024
Jayshree L's avatar
Jayshree L

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