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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,199 reviews, last reviewed 28th Apr 2026
1725750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints about any of the services I'm using No complaints about any of the services I'm using Reviewed on: 28th April 2026
Mr P's avatar
Mr P

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88199)

All ways easy to use weather you pay outright or in...

5
All ways easy to use weather you pay outright or in three instalments or credit easier than bank loans Reviewed on: 4th June 2024
Ian M's avatar
Ian M

Easy to use, app is simple.

5
Easy to use, app is simple. Great at reminding you Reviewed on: 4th June 2024
Philip sneyd's avatar
Philip sneyd

My go to option when I need credit

5
So easy to use and great customer service when I needed it. 10 out of 10 ! Reviewed on: 4th June 2024
Richard Hutchings's avatar
Richard Hutchings

Very helpful staff when I had a query about my direc...

4
Very helpful staff when I had a query about my direct debit. They adjusted the payment to keep me pn track to pay off without incurring interest Reviewed on: 4th June 2024
John J's avatar
John J

Any problem and their customer help is brilliant

5
Any problem and their customer help is brilliant Reviewed on: 4th June 2024
Mary S's avatar
Mary S

Straightforward and convenient.

5
Straightforward and convenient. Transactions feel very safe and secure. Reviewed on: 4th June 2024
Flo's avatar
Flo

Easy to use with very low interest.

5
Easy to use with very low interest. Reviewed on: 4th June 2024
Marc Q's avatar
Marc Q

Easy to use and convenient at checkout.

5
Easy to use and convenient at checkout. Easy to pay off as many times as you like in the month. Reviewed on: 4th June 2024
Lisa B's avatar
Lisa B

Enjoyable:Thank you so much for helping me to get wh...

5
Enjoyable:Thank you so much for helping me to get what I couldn't afford in one go.You let me me achieved my goal Reviewed on: 4th June 2024
Francis J's avatar
Francis J

Great service, easy to use.

5
Great service, easy to use. The option to pay over time is handy. Reviewed on: 4th June 2024
Angel L's avatar
Angel L

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