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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145396)

PayPal is a safe and secure method of payment.

PayPal is a safe and secure method of payment. PayPal Credit are there for you when you need to fund something and it will not cost an arm and a leg to use. Also you can rely on PayPal for normal every day spending as a reliable payment source espescialy when buying on the internet as both PayPals are trustworthy. Reviewed on: 18th April 2026

I have been using PayPal to fund my weight loss jour...

I have been using PayPal to fund my weight loss journey I would not if been able to achieve my goals without the service. I have recommended this service to my friends and always give exerlent reviews of the service I receive. Thank you Paypal Reviewed on: 18th April 2026

Really APPealing

I particularly love the app - really easy and intuitive to use. Reviewed on: 18th April 2026

All good

No problems at all with PayPal some payments do take a few days to show up on your Bank account but I'm not sure if this because of PayPal or my bank. Reviewed on: 18th April 2026

Very easy and straightforward.

Very easy and straightforward. Great payment protection Reviewed on: 18th April 2026

I'm very happy everytime I use it.

I'm very happy everytime I use it. Reviewed on: 18th April 2026

No hassle and easy to useNo hassle and easy to No ha...

No hassle and easy to useNo hassle and easy to No hassle and easy to use . Reviewed on: 18th April 2026

Brilliant

Easy to deal with ,good communication ,just works so well Reviewed on: 18th April 2026

Key-Credit-Service

Paypal is my go-to 'Key-Credit-Service-Facility'. It opens doors to purchasing items on ebay & TKMAXX's website that I would otherwise be unable to or hold-back from purchasing due to my financial limitations despite working very hard all my adult life. The Pay in 3 facility has made possible the unlikely & Paypal Credit has made possible the impossible as it's difficult for me in my circumstances to build up savings to serve as my own spending reserve. It's very easy to use, clear & attractive with special offers thrown into the bargain. It truly is my "Paypal"; a valuable aid & key to opening life improvements & enhancements in my personal economy ! Reviewed on: 18th April 2026

Good overall, adding a credit card option is welcome.

Good overall, adding a credit card option is welcome. But takes a few days to clear transactions. Reviewed on: 18th April 2026

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