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PayPal: PayPal Credit reviews

4.90
Based on 88,065 reviews, last reviewed 28th Apr 2026
1719350% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use So easy to use convenient and the option to split payments for easier purchasing PayPal has been my most used when doing online purchases as I trust t... Read more Reviewed on: 28th April 2026
Derek Davison's avatar
Derek Davison

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (88065)

Great fluid service with regular credit increase

5
Great fluid service with regular credit increase Reviewed on: 4th June 2024

I have had helpful and very friendly customer service.

5
I have had helpful and very friendly customer service. The PayPal staff are wonderful. Reviewed on: 4th June 2024

Ease and protection when buying online, can't fault...

5
Ease and protection when buying online, can't fault if used in a sensible manor Reviewed on: 4th June 2024

Very supportive and keep you informed of changes

5
Very supportive and keep you informed of changes Reviewed on: 4th June 2024

Really easy to use, you can keep track of your accou...

5
Really easy to use, you can keep track of your account really well on the app. Reviewed on: 4th June 2024

Very easy to use

5
I always use PayPal for all my online shopping as I find it secure . Reviewed on: 4th June 2024

Made my life more simple when dealing with credit

5
Made my life more simple when dealing with credit Reviewed on: 4th June 2024

Well worth using!

5
It’s great to use and you can spread your payments over time to be more affordable for your budget. Reviewed on: 4th June 2024

Good easy access with good 3 step payment

5
Good easy access with good 3 step payment Reviewed on: 4th June 2024

Loving the fact you get time to pay it off without a...

5
Loving the fact you get time to pay it off without adding interest ! Reviewed on: 4th June 2024

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