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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145400 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145400)

No hassle and easy to useNo hassle and easy to No ha...

No hassle and easy to useNo hassle and easy to No hassle and easy to use . Reviewed on: 18th April 2026

Brilliant

Easy to deal with ,good communication ,just works so well Reviewed on: 18th April 2026

Key-Credit-Service

Paypal is my go-to 'Key-Credit-Service-Facility'. It opens doors to purchasing items on ebay & TKMAXX's website that I would otherwise be unable to or hold-back from purchasing due to my financial limitations despite working very hard all my adult life. The Pay in 3 facility has made possible the unlikely & Paypal Credit has made possible the impossible as it's difficult for me in my circumstances to build up savings to serve as my own spending reserve. It's very easy to use, clear & attractive with special offers thrown into the bargain. It truly is my "Paypal"; a valuable aid & key to opening life improvements & enhancements in my personal economy ! Reviewed on: 18th April 2026

Good overall, adding a credit card option is welcome.

Good overall, adding a credit card option is welcome. But takes a few days to clear transactions. Reviewed on: 18th April 2026

PayPal buy in three game changer

PayPal has helped on numerous occasions with retrieving money from none responsive customers and the buy in three is a great help in making purchases more affordable Reviewed on: 18th April 2026

I feel safe using PayPal when ordering goods online

I feel safe using PayPal when ordering goods online Reviewed on: 18th April 2026

Quick, seamsless services

Quick, seamsless services. Payment and refund comes through in mins Reviewed on: 18th April 2026

So easy to use.

Paypal is so easy to use at checkout. The app is simple and clear. It is my go-to for credit. Reviewed on: 18th April 2026

It’s a fantastic service and easy to use whilst safe...

It’s a fantastic service and easy to use whilst safe and secure Reviewed on: 18th April 2026

I find the app very useful.

I find the app very useful. I also appreciate the credit options offered by PayPal Reviewed on: 18th April 2026

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