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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145405 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145405)

I feel safe using PayPal when ordering goods online

I feel safe using PayPal when ordering goods online Reviewed on: 18th April 2026

Quick, seamsless services

Quick, seamsless services. Payment and refund comes through in mins Reviewed on: 18th April 2026

So easy to use.

Paypal is so easy to use at checkout. The app is simple and clear. It is my go-to for credit. Reviewed on: 18th April 2026

It’s a fantastic service and easy to use whilst safe...

It’s a fantastic service and easy to use whilst safe and secure Reviewed on: 18th April 2026

I find the app very useful.

I find the app very useful. I also appreciate the credit options offered by PayPal Reviewed on: 18th April 2026

Reliable financial service.

Reliable financial service. Excellent customer service too Reviewed on: 18th April 2026

Easy, convenient, can use anywhere

Easy, convenient, can use anywhere Reviewed on: 18th April 2026

Amazing Service

PayPal service has always given me option to purchase something at high value and pay over a period of time. It’s quick and easy. And their customer service team are great. Reviewed on: 18th April 2026

Easy to use PayLal

A very easy way of paying and I’d you use the 3 month payment you can budget without getting in a mess financially Reviewed on: 18th April 2026

Easy to use , safe and secure.

Easy to use , had no need for customer service yet so can't comment on that side of the business. Overall a safe secure way to transact online . Very happy. Reviewed on: 18th April 2026

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