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PayPal: PayPal Credit reviews

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4.90
Based on 87,947 reviews, last reviewed 28th Apr 2026
1714100% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience so far, aint had no issues and Ive b... Good experience so far, aint had no issues and Ive been learning how credit works without being at risk of extra charges. Reviewed on: 28th April 2026
Jack B's avatar
Jack B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87947)

My PayPal experience

4
Payments with PayPal is so easy and smooth, and the conditions of it are great too. Reviewed on: 4th June 2024
Cyrus Darya's avatar
Cyrus Darya

Excellent - Never had any issues

5
Excellent - Never had any issues Reviewed on: 4th June 2024
Ian L's avatar
Ian L

Easy to use and deal with

5
Have always dealt with my concerns or claims well. Payments go through without an issue. Reviewed on: 4th June 2024
Kirsty 's avatar
Kirsty

PayPal Credit is a very efficient and easy way to pa...

5
PayPal Credit is a very efficient and easy way to pay for transactions that you may need a little more time to pay off. It is widely available across a number of different companies and makes life a lot more doable knowing that you can pay using PayPal Credit , without the financial worry whilst still enjoying life’s luxuries. Reviewed on: 4th June 2024
Jacob C's avatar
Jacob C

I Enjoy using PayPal as it is fast and reliable.

5
I Enjoy using PayPal as it is fast and reliable. Reviewed on: 4th June 2024
PtrLaz's avatar
PtrLaz

I always used PayPal for any transaction and I have...

5
I always used PayPal for any transaction and I have no worries about any scammers.i trust PayPal with my hard earn money.paying with PayPal always been easy and quicker Reviewed on: 4th June 2024
Manpreet K's avatar
Manpreet K

Great customer service always provides excellent cus...

5
Great customer service always provides excellent customer support Reviewed on: 4th June 2024
Daniel 's avatar
Daniel

Excellent customer service

5
Excellent customer service very low waiting times to speak to someone. I love shopping with PayPal wouldn't pay any other way amazing staff great service all round Reviewed on: 4th June 2024
Donna B's avatar
Donna B

Helps me get more!

5
Use pay pal for everything I can, help me spread the cost on more expensive items Reviewed on: 4th June 2024
Donna's avatar
Donna

The best credit facility in the market

5
PayPal credit facility is easy to take advantage of without lengthy credit checks. It pops up as one of the payment options for any online purchases which is very convinient to select. I particularly love to use PayPal credit for purchases where I’m not sure I going to keep all of the items that I buy. It gives me flexibility of ordering more items for choice without having to stretch my current budget. Any returns and refunds are processed automatically offsetting my balance. I don’t need to worry about growing interest thanks to 4 months interest free offers which is exactly enough time to pay back my online purchases. I often use Pay in 3 offer too, but recently found that PayPal credit is better suited to my needs. Yet another excellent product from PayPal! Reviewed on: 4th June 2024
Karolina N's avatar
Karolina N

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