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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144732)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service throughout, easy and simple transa...

5
Excellent service throughout, easy and simple transactions with great deals everyday. Reviewed on: 13th June 2026

Simple application process, ideal and central locati...

5
Simple application process, ideal and central location to manage payments. Reviewed on: 13th June 2026

I’ve used PayPal for almost a decade now across 2 co...

5
I’ve used PayPal for almost a decade now across 2 countries, and it’s been a positive experience throughout. Reviewed on: 13th June 2026

PayPal account used for everything

5
Best for everything. Had no issues. Majority of my money spent is through PayPal Reviewed on: 13th June 2026

i have used paypal for years and trust them .

5
i have used paypal for years and trust them using both credit and 3 payments but i like the credit most more time to pay its easy to get on to the site and i feel secure on it Reviewed on: 13th June 2026

I needed spares for my car as I use it to get to wor...

5
I needed spares for my car as I use it to get to work and back and due to.my finances I was not able to buy the items I needed straight out .This is where PayPal helped me as I could buy items I needed on ebay and spread the cost so I was able to do my journey to work . I use PayPal now for the higher price items I need and the monthly repayments are not too expensive for me .I would definitely recommend paypal as they could help you as they helped myself .A BIG 10 STAR Reviewed on: 13th June 2026

very helpful

5
at the moment I am not feeling my best sorry Reviewed on: 13th June 2026

Easy to understand and useful when you are buying or...

5
Easy to understand and useful when you are buying or sending money Reviewed on: 13th June 2026

Handy to use when purchasing things, safely and cost...

5
Handy to use when purchasing things, safely and cost effectively. Widely accepted at most retailers Reviewed on: 13th June 2026

Great options and easy to use, accepted everywhere

5
Great options and easy to use, accepted everywhere Reviewed on: 13th June 2026

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