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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,661 reviews, last reviewed 26th Apr 2026
1608400% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple fast and safe way to pay. Simple fast and safe way to pay. With protection against the crooks of this world. Thank you Reviewed on: 26th April 2026
Michael F's avatar
Michael F

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85661)

Great service and great communication.

5
Great service and great communication. Great updates and quick and easy transactions. Easy to follow and understand when payments are due. Reviewed on: 2nd June 2024
Noel K's avatar
Noel K

A great service to help you pay over time and very s...

5
A great service to help you pay over time and very secure Reviewed on: 2nd June 2024
Tracy Thorpe 's avatar
Tracy Thorpe

Easy, minimal interest charged, clear charges and in...

5
Easy, minimal interest charged, clear charges and interest free periods Reviewed on: 2nd June 2024
Helen Evans's avatar
Helen Evans

Fantastic opportunity to utilise credit purchases

5
Fantastic opportunity to utilise credit purchases through PayPal system and to stay accountable when needed. Quick and easy to update account direct through customer service however would benefit from being able to update via the website as well. Reviewed on: 2nd June 2024
AJ's avatar
AJ

PayPal has given me the opportunity to buy stuff wit...

1
PayPal has given me the opportunity to buy stuff without worrying about payments as the is a lot of flexibility Reviewed on: 2nd June 2024
Redwan A's avatar
Redwan A

I was in a bind at one point, and paypal credit was...

5
I was in a bind at one point, and paypal credit was very lenient Reviewed on: 2nd June 2024
Florante f's avatar
Florante f

Very simple to use, no hassle.

5
Very simple to use, no hassle. Good service. Reviewed on: 2nd June 2024
Jos's avatar
Jos

Excellent

4
Excellent service with happy financial Reviewed on: 2nd June 2024
Quadri's avatar
Quadri

4 months interest free

5
Paying interest free over 4 payments is such a great option especially for last minute holidays Reviewed on: 2nd June 2024
Boydie's avatar
Boydie

Excellent credit facilities and time to pay..

5
Excellent credit facilities and very adequate time to pay outstanding balance Reviewed on: 2nd June 2024
JC's avatar
JC

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