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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145713 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145713)

PayPal has helped me increase my credit score and sp...

PayPal has helped me increase my credit score and spread the costs to make life easier Reviewed on: 18th April 2026

Great service, good quality, fast and secure

Great service, good quality, fast and secure Reviewed on: 18th April 2026

Its great Solution if you Experience Temporary lack...

Its great Solution if you Experience Temporary lack of money or need unexpected purchase. Mamy times it literally save me especialy when my washing machine decided die, than first time i apply for pay pal credit and it was the best decision i made. Reviewed on: 18th April 2026

PayPal is an excellent service.

PayPal is an excellent service. Customer service and easy to get hold of and always sort any issues Reviewed on: 18th April 2026

Have used paypal credit many times over a lot of yea...

Have used paypal credit many times over a lot of years, it is super handy to have, its great if you want to spread the cost and paying no interest is excellent if paid within the promo period. I love it. Reviewed on: 18th April 2026

Safe and easy transactions and amazingly customer se...

Safe and easy transactions and amazingly customer service support. Reviewed on: 18th April 2026

Straight forward no hassle app and experience with p...

Straight forward no hassle app and experience with purchasing items on the card or online. Reviewed on: 18th April 2026

I use PayPal for every purchase I possibly can, I fe...

I use PayPal for every purchase I possibly can, I feel safe in the knowledge that I have back up if anything goes wrong Reviewed on: 18th April 2026

Easier, safer and great when you need to parcel high...

Easier, safer and great when you need to parcel high value items. Reviewed on: 18th April 2026

Frustrating

I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have no way of finding out what it is. The help section for questioning payments is difficult to use. Reviewed on: 18th April 2026

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