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PayPal: PayPal Credit reviews

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4.90
Based on 85,608 reviews, last reviewed 25th Apr 2026
3212300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great can’t get any better Been with PayPal for years and they just keep getting better Reviewed on: 25th April 2026
Sobey's avatar
Sobey

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85608)

Paypal Credit is Empowering

5
Using Paypal Credit allows me to budget to pay for items, giving me flexibility. I feel empowered using this credit. The online app gives me peace of mind as I can see what I owe. Reviewed on: 2nd June 2024
SaDe's avatar
SaDe

Paypal is an excellent service

4
always been able to use paypal with ease, however when scheduling payments i would like my money to move straight away but have to wait a while. Always protected payments when buying things from private sellers Reviewed on: 2nd June 2024
Charlotte F's avatar
Charlotte F

4 Months interest free is brilliant

5
I've found PayPal credit really easy to use and 4 months interest free is brilliant enabling me to buy those more expensive things over a bit more times and not being charged silly interest Reviewed on: 2nd June 2024
Megan g's avatar
Megan g

Perfect.

5
Perfect. It’s been nothing but reliable all the time :) recommended Reviewed on: 2nd June 2024
Dawid's avatar
Dawid

Easy to use, absolutely no issues

5
Easy to use, absolutely no issues Reviewed on: 2nd June 2024
Robert G's avatar
Robert G

It's great to spread out payments over several month...

5
It's great to spread out payments over several months without interest and it's great in a pinch or just to help increase credit rating buying large items.You can also link it to apps and use it for everyday things now like shopping only downside is having to call customer service if you want to decrease or cancel credit as sometimes you don't want to leave the unused credit. Reviewed on: 2nd June 2024
Scott d's avatar
Scott d

excellent service and have a some smooth payment

5
excellent service and have a some smooth payment Reviewed on: 2nd June 2024
ubaydullah B's avatar
ubaydullah B

PayPal credit 0 % interest is very useful.

5
PayPal credit 0 % interest is very useful. Reviewed on: 2nd June 2024
Alexandru D's avatar
Alexandru D

Very small credit limit.

3
Useful, easy to handle but major down side is that it has Very small credit limit, that has not changed over 3 years of use now. Despite change of circumstances. Reviewed on: 2nd June 2024
Fady a's avatar
Fady a

Been with PayPal for over a decade and never had any...

5
Been with PayPal for over a decade and never had any issues. Absolutely recommend Reviewed on: 2nd June 2024
Nina's avatar
Nina

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