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PayPal: PayPal Credit reviews

4.90
Based on 85,528 reviews, last reviewed 25th Apr 2026
3204700% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zero percent finance options clear easy payment plan... Zero percent finance options clear easy payment plans and a easy checkout with many vendors Reviewed on: 25th April 2026
Ben G's avatar
Ben G

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85528)

Holiday saver

5
I have used PayPal since it began and found it an excellent service I once had to contact them for a holiday company that went bankrupt and without a quibble they refunded my money Reviewed on: 2nd June 2024

Easy to use , but slow when solving issues

5
Easy to use , but slow when solving issues Reviewed on: 2nd June 2024

Great app.

5
Great app. I love having it all in one place and even using PayPal credit to pay at different stores. Reviewed on: 2nd June 2024

Get offered great deals varying from 3 monthly payme...

5
Get offered great deals varying from 3 monthly payments to paypal credit, great for my lifestyle Reviewed on: 2nd June 2024

PayPal is reliable and safe to use

4
PayPal is reliable and safe to use Reviewed on: 2nd June 2024

Great service, used it for years!

5
Great service, used it for years! They have sorted out problems I have had over the years Reviewed on: 2nd June 2024

Use frequently and is a secure payment method.

5
I use this quite frequently and is a secure payment method which I can then pay off when I need to, more often than not that month but it is handy in a pinch. Lots of support everywhere I shop using PayPal. Reviewed on: 2nd June 2024

Great service and no hidden charges all charges ment...

5
Great service and no hidden charges all charges mentioned properly. Quick service. Reviewed on: 2nd June 2024

Great way to pay!

5
Great way to pay! Better than usual credit cards.Much more convenient. Reviewed on: 2nd June 2024

Pay pal is good

5
Easy to communicate with and friendly voice at the end of a phone. Reviewed on: 2nd June 2024

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