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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,471 reviews, last reviewed 25th Apr 2026
3199500% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Each time I use PayPal never an issue and has given... Each time I use PayPal never an issue and has given me some great Christmas presents for my daughter great flexibility Reviewed on: 25th April 2026
Phil T's avatar
Phil T

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85471)

Safe payment method

5
I like to use PayPal because I consider it is a safe payment method. Usually if an on-line website doesn't accept PayPal I don't buy as I don't like to introduce my card details directly into the vendor website. So far in almost 10 years using it I have never had a bad experience using it. Reviewed on: 2nd June 2024
CR's avatar
CR

Amazing experience

5
Amazing experience help us pay for our music to be produced so could be happier. Reviewed on: 2nd June 2024
Francisw's avatar
Francisw

The interest rates are much lower than most loan com...

5
The interest rates are much lower than most loan companies, it's easy to pay via mobile devices, PayPal keeps you informed when payments are due. Can not fault PayPal. Reviewed on: 2nd June 2024
Mark j's avatar
Mark j

Always up to date with payments and charges

5
Always up to date with payments and charges Reviewed on: 2nd June 2024
Paul M's avatar
Paul M

I use PayPal credit all the time.

5
I use PayPal credit all the time. It’s really helpful to be able to split payments across three or four months, which makes it easier to budget and plan things Reviewed on: 2nd June 2024
V's avatar
V

Easy to use

4
It’s good, it takes some time to reflect the changes to your account. Reviewed on: 2nd June 2024
Shalom's avatar
Shalom

It’s helped me budget and I trust PayPal.

5
It’s helped me budget and I trust PayPal. Reviewed on: 2nd June 2024
Suze's avatar
Suze

Fast secure payments.

5
Fast secure payments. No need to find my credit card when I want to buy anything online. Reviewed on: 2nd June 2024
George G's avatar
George G

Always handy to use when needed and interest not to...

5
Always handy to use when needed and interest not to high Reviewed on: 2nd June 2024
Gary 's avatar
Gary

It comes in handy quick easy credit

5
It comes in handy quick easy credit Reviewed on: 2nd June 2024
Mohammed 's avatar
Mohammed

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