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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,413 reviews, last reviewed 25th Apr 2026
3194100% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, keeps you updated. Easy to use, keeps you updated. A good few options. Highly recommended. Reviewed on: 25th April 2026
Alison T's avatar
Alison T

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026
AQP's avatar
AQP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85413)

I have had the telephone them I get great service, a...

5
I have had the telephone them I get great service, and I love using my Paypal credit Reviewed on: 2nd June 2024
Deborah A's avatar
Deborah A

It is a good base line to help raise credit...

5
It is a good base line to help raise credit score Reviewed on: 2nd June 2024
charlie r's avatar
charlie r

Great service! !

5
Great service, used many times always perfect with no problems? Great for times when money is short! Reviewed on: 2nd June 2024
Nigel Cleeve's avatar
Nigel Cleeve

I haven't had any issues over the years using PayPal.

5
I haven't had any issues over the years using PayPal. Reviewed on: 2nd June 2024
Toby E's avatar
Toby E

My experience with PayPal credit has been exceptiona...

5
My experience with PayPal credit has been exceptional and I would 100% recommend people to use PayPal credit Reviewed on: 2nd June 2024
Olly's avatar
Olly

I always use paypal!

5
I always use paypal! Because is super easy to use and easy to access! Flexible rates and awesome costumer service Reviewed on: 2nd June 2024
Gildardo a's avatar
Gildardo a

Good and straightforward.

5
Good and straightforward. Just wish the minimum transaction for Pay in 3 is lowered to £15. Reviewed on: 2nd June 2024
Lily L's avatar
Lily L

Easy to use, fours months interest free.

4
Easy to use, fours months interest free. Reviewed on: 2nd June 2024
David D's avatar
David D

A great option to have and can use it on multiple pl...

5
A great option to have and can use it on multiple platforms Reviewed on: 2nd June 2024
Roxanne's avatar
Roxanne

Great way to build a credit score.

5
Great way to build a credit score. Reviewed on: 2nd June 2024
Joshua D's avatar
Joshua D

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