Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145696 reviews)

View other PayPal products

4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145696)

Love the ability to spread payments over several months

Love the ability to spread payments over several months Reviewed on: 18th April 2026

Everything just works.

Everything just works. Introduction of the card makes everything super easy as before you could only use it online. Reviewed on: 18th April 2026

Great allrounder

I’ve used PayPal for many years now always been a good service the app is very easy to navigate and customer service is always ready to assist with great staff Reviewed on: 18th April 2026

Very clear app, well laid out.

Very clear app, well laid out. Fantastic range of financial services and online protection. Reviewed on: 18th April 2026

Good payment options.

Good payment options. Good credit facility. Poor customer response. Difficult to get individual feedback Reviewed on: 18th April 2026

Everything perfect.

Everything perfect. Always so easy to use. Will recommend Reviewed on: 18th April 2026

Pay with PayPal and sleep peacefully

I like that they monitor delivery, if I have problems with the seller, Pay Pal resolves the case without my presence regarding the refund, and many other benefits. Reviewed on: 18th April 2026

Reliable

Wouldn't use anything else for online transactions, a very reasonable service. Reviewed on: 18th April 2026

Just gets better and better

I have PayPal for many years and it just gets better and better. Choices for budgeting those necessary big items that crop up and also those fun things we need in life. Reviewed on: 18th April 2026

Mr radev

The best one , I’m very happy using PayPal Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77219 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub