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PayPal: PayPal Credit reviews

4.91
Based on 85,347 reviews, last reviewed 25th Apr 2026
3188300% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Number 1 Never had a problem with PayPal it's always my number 1 go to especially with all the scams going round these days. I have peace of mind with PayPal. Reviewed on: 25th April 2026
Gill's avatar
Gill

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85347)

PayPal have always been transparent, honest and info...

5
PayPal have always been transparent, honest and informative on any questions I’ve had, any changes to policies and I’ve always appreciated the help they give when needed. Reviewed on: 2nd June 2024

A most excellent pay system

5
PayPal is a very good and worthwhile payment system. It irons out some very tedious means of online payment by being an alternative way of paying. I am very pleased with it. Excellent!!! Reviewed on: 2nd June 2024

Really useful tool and easy to use

5
Really useful tool and easy to use especially now can use curve card. Reviewed on: 2nd June 2024

Never had any issues in regards to paypal

5
Never had any issues in regards to paypal Reviewed on: 2nd June 2024

Find app really easy to use, feel my purchases are s...

5
Find app really easy to use, feel my purchases are secure. Can track payments easily and make flexible payments when I like. Love it. Reviewed on: 2nd June 2024

Clear & Simple

5
When I’ve used PayPal Credit, it’s always been clear how much I’m paying back and when. It can be difficult to enjoy interest free credit in the marketplace but PayPal have made the process easy… and it’s made such a difference when purchasing larger items - breaking it into manageable payments helps a lot Reviewed on: 2nd June 2024

Great but could be better

5
Good experience and handy to have Reviewed on: 2nd June 2024

trust worthy and efficient when it come to...

5
They are trust worthy and efficient when it come to dealing with customers issues and also having to buy something through a third party . Not forgotten their 3 times payment plan it has really save me during time of hardship . Please use payment for most transactions for safety sake Reviewed on: 2nd June 2024

Great options and would recommend.

5
Great options and would recommend. Reviewed on: 2nd June 2024

Very convenient and safe to money exchange.

5
Very convenient and safe to money exchange. Credit is very useful to manage my money Reviewed on: 2nd June 2024

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