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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145681 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

Excellent and safe way to buy item’s online

Excellent and safe way to buy item’s online Reviewed on: 18th April 2026

I love the PayPal services and happy to use for flex...

I love the PayPal services and happy to use for flexibility. Reviewed on: 18th April 2026

Great Product

Very easy to use and understand straightforward and very easy to access Reviewed on: 18th April 2026

I find the app easy to use

I find the app easy to use, borrowing and paying back is easy too. Ive never had an issue with paypal. Reviewed on: 18th April 2026

Easy old man to use for me I’m an old man

Easy to use for me I’m an old man Reviewed on: 18th April 2026

Very convenient, and easy to use.

Very convenient, and easy to use. Reviewed on: 18th April 2026

Good service not bad better than another company

Good service not bad better than another company Reviewed on: 18th April 2026

I use PayPal Credit as my go to when I find somethin...

I use PayPal Credit as my go to when I find something I like. The pay in 3 option is great, spread cost over 3 equal payments. The 4 months interest free helps me to buy an item knowing I'm not paying any interest on it. Reviewed on: 18th April 2026

Easy to use and track payments

Easy to use and the app is great for keeping you in track with your payments. Reviewed on: 18th April 2026

Easy to use and track spending.

Easy to use and track spending. Flexible options Reviewed on: 18th April 2026

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