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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145665 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145665)

PayPal Review

PayPal is my choice above any other credit app, options to spread the payments woth PayPal credit and pay in three. And excellent customer service is an added bonus. Reviewed on: 18th April 2026

Excellent service both with payment and credit would...

Excellent service both with payment and credit would highly recommend pay pal to any one and so secure Reviewed on: 18th April 2026

So easy to use send and receive simple

So easy to use send and receive simple Reviewed on: 18th April 2026

Good experience.

Good experience.fast and very easy to use. Reviewed on: 18th April 2026

Easy to Use and Reliable Credit Service

PayPal Credit has been really convenient and easy to use. The application process was quick and managing payments through my account is straightforward. It’s been a helpful option for spreading the cost of purchases without hassle. Reviewed on: 18th April 2026

Barbie girl

Customer service advisors are always very helpful and pleasant. Reviewed on: 18th April 2026

Really good service best I’ve ever used

Really good service best I’ve ever used Reviewed on: 18th April 2026

Never an issue when paying with PayPal.

Never an issue when paying with PayPal. It's fast, easy and secure and in fact I very often refuse to pay for stuff online if it doesn’t offer PayPal as a way of payment. Reviewed on: 18th April 2026

Great Customer service support

Whenever I make purchases online not di they keep my payment details secure, PayPal allows also tracks my packages and send me update. Paypal also has support centre with staff to support customers too. Reviewed on: 18th April 2026

Flexibility

Good Flexible Options specially pay in 3 is a very good option Reviewed on: 18th April 2026

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