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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,953 reviews, last reviewed 25th Apr 2026
3151200% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy customer... PayPal is very clear and gives me early notification of any change. I am very happy with PayPal credit. Reviewed on: 25th April 2026
Safiya M's avatar
Safiya M

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84953)

Pay pal is excellent month 0% option

5
Excellent service, love the 4 month 0% option Reviewed on: 2nd June 2024
Alex 's avatar
Alex

It has been a big help to have paypal credit...

5
It has been a big help to have paypal credit Reviewed on: 2nd June 2024
Sandra D's avatar
Sandra D

Easy to use, simple to navigate

5
Easy to use, simple to navigate Reviewed on: 2nd June 2024
Zygimantas's avatar
Zygimantas

Gives you more time to pay

3
Paypal is useful for splitting payments over time. Reviewed on: 2nd June 2024
TwilightKid's avatar
TwilightKid

Good experience, no problems.

5
Good experience, no problems. I would recommend it to those that would like to manage their purchases over a certain period Reviewed on: 2nd June 2024
JR's avatar
JR

It’s a great credit app so easy to use would highly...

5
It’s a great credit app so easy to use would highly recommended it great having the 4montbs interest free Reviewed on: 2nd June 2024
Yvonne G's avatar
Yvonne G

All you need from an App....

5
Easy to use, options for stepped payments and able to set up regular debits. All you need from an App Reviewed on: 2nd June 2024
Stephen Rendell's avatar
Stephen Rendell

Is fast, easy to use and safety.

5
Is fast, easy to use and safety. you can use it on almost all online sites Reviewed on: 2nd June 2024
Ionel B's avatar
Ionel B

PayPal has been my go to merchant for many years and...

5
PayPal has been my go to merchant for many years and I’ve never had a single problem. I feel safe buying with PayPal Reviewed on: 2nd June 2024
Laura b's avatar
Laura b

Easy to use and very efficient and a good way to pay...

5
Easy to use and very efficient and a good way to pay bills Reviewed on: 2nd June 2024
Peter Irving 's avatar
Peter Irving

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