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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (145658)

I have used PayPal for a long time and is always my...

5
I have used PayPal for a long time and is always my preferred way of paying for things as its so easy and trustworthy Reviewed on: 18th April 2026
Natasha White's avatar
Natasha White

Very helpful customer service.

5
Very helpful customer service. Slightly easier for credit than other financial institutes Reviewed on: 18th April 2026
Evette B's avatar
Evette B

XxxxxxXX

3
Xxxxxxxxxxxxxxxc xxxxxxxxx x x x x Reviewed on: 18th April 2026
CeeCee's avatar
CeeCee

Great app

5
Easy to use and good for protection Reviewed on: 18th April 2026
lorraine ward's avatar
lorraine ward

Excellent

5
Very good service and makes spending online easy, knowing you can pay with PayPal! Every purchase is safe. Reviewed on: 18th April 2026
Charlie Giles's avatar
Charlie Giles

Excellent

5
Excellent services. My personal experience has been lovely. The support was positive. They are patient with details and clear and firm with decision making processes Reviewed on: 18th April 2026
Uchechi O's avatar
Uchechi O

Simple to use and helps with affordability

5
Simple to use and helps with affordability Reviewed on: 18th April 2026
Pete's avatar
Pete

PayPal is very convenient and the easy split for 3 i...

5
PayPal is very convenient and the easy split for 3 is great Reviewed on: 18th April 2026
Charlotte s's avatar
Charlotte s

Good all round

5
Never had a problem and can use it in many places. Reviewed on: 18th April 2026
Katherine 's avatar
Katherine

Is to use and good support

5
Excellent customer service support when needed. Reviewed on: 18th April 2026
Ashley R's avatar
Ashley R

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