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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84850 reviews)

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4.90

Based on 84,850 reviews, last reviewed 25th Apr 2026

3141300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, safe Easy to use. Well protected, saved me from getting scammed when someone hacked a different account Reviewed on: 25th April 2026

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84850)

Up to 4 Yr interest free fantastic

Up to 4 Yr interest free fantastic Reviewed on: 2nd June 2024

Fab and outstanding, so easy no trouble

I’ve never had any troubles with PayPal. If I ever had to ring up they answer the question quick and efficiently and help me out so well. When I’m out and about it’s so easy to send money across to family and friends even if they are miles away too, Reviewed on: 2nd June 2024

Quick and easy, a joy to use, whole process was so s...

Quick and easy, a joy to use, whole process was so simple and stress free that I'd highly recommend the process and will be using again. Reviewed on: 2nd June 2024

Useful short term interest free credit

I found the credit easy to set up. I find it really useful to spread payments over 3, and the best bit is this is interest free too! There is also the option of longer term credit which is interest free for 4 months. I found it easy to check balances, upcoming payments on the app. Reviewed on: 2nd June 2024

I solve the urgent problem thank you very much for y...

I solve the urgent problem thank you very much for your help Reviewed on: 2nd June 2024

Since I use PayPal, I feel more safe when I pay onl...

Since I use PayPal, I feel more safe when I pay online Reviewed on: 2nd June 2024

Always polite, helpful and professional staff when I...

Always polite, helpful and professional staff when I’ve contacted helpline Reviewed on: 2nd June 2024

PayPal credit is easy to use when paying and also ea...

PayPal credit is easy to use when paying and also easy to monitor on the app. Reviewed on: 2nd June 2024

Great , easy to use , very handy when purchasing ite...

Great , easy to use , very handy when purchasing items , offers a great way to pay back without interest in easy installments , makes you feel you have control over your finances when paying back , it's reassuring and feels like backup if needed definitely helps to make life a lot easier knowing that there is support and easier ways to pay back without any pressure Reviewed on: 2nd June 2024

Lowest interest rates and amazing deals

Very good deals for either larger purchase with good intrest rates for credit or smaller purchases with 3 to 4 months of no intrest charges. I am using this on regular basis and would not change it. Reviewed on: 2nd June 2024

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