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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145645 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145645)

I’m very satisfied to use when needed

I’m very satisfied to use when needed Reviewed on: 18th April 2026

PayPal flexibility .

PayPal secures transactions. No quibble money back system. Excellent customer service flexibility Reviewed on: 18th April 2026

I have been using PayPal and I fund it safer from an...

I have been using PayPal and I fund it safer from any other payments, at less no risk and money back guarantee Reviewed on: 18th April 2026

Great app, excellent Customer Service

The app is so easy to use, but when things do go wrong, the Customer Service is 2nd to none and always very very helpful. Reviewed on: 18th April 2026

I have used PayPal for years

I have used PayPal for years -very easy - feel safe- excellent customer service - any time I’ve had an issues CS have been amazing - would definitely recommend PP- thank you Reviewed on: 18th April 2026

I find PayPal a very convenient way of paying for on...

I find PayPal a very convenient way of paying for online goods and services. I can relax knowing my payment details are secure. I also like that I can spread the cost on bigger purchases interest free. Reviewed on: 18th April 2026

Title Good rates easily manageable

Good rates easily manageable and kept up too date Reviewed on: 18th April 2026

Very cool very easy to use very simple

Very cool very easy to use very simple Reviewed on: 18th April 2026

I use PayPal regularly.

I use PayPal regularly. It's great paying system. Reviewed on: 18th April 2026

PayPal was with me , always.

PayPal was with me from as long as I remember. Always easy to use and flexible. Whatever it was, family members who transferred money, online shopping to pay, bigger plans to spread the costs off. Always simple always secure. Reviewed on: 18th April 2026

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