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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145640)

Payments are made securely; through a reputable esta...

Payments are made securely; through a reputable established name, and there's less worry about refunds when dealing with difficult suppliers. Reviewed on: 18th April 2026

Excellent and reliable

I am very happy with my experience using PayPal Credit. It is extremely easy to set up and makes checking out online much faster. I haven't had any issues with my transactions, and the app is very user-friendly. Excellent service overall! Reviewed on: 18th April 2026

Great way to shop with pay in 3 and easy application...

Great way to shop with pay in 3 and easy application process Reviewed on: 18th April 2026

Easy to use and always answer any queries/questions...

Easy to use and always answer any queries/questions with ease Reviewed on: 18th April 2026

Needs more retailers to accept card payments

Very convenient for online shopping, however most retailers dont accept the card for payment in store. App is difficult to use to make a payment or set up DD. Reviewed on: 18th April 2026

Good credit card offers and repayment plans

Good credit card offers and repayment plans Reviewed on: 18th April 2026

Great service if you need something sorted they are...

Great service if you need something sorted they are there every step of the way can not fault them brilliant Reviewed on: 18th April 2026

User friendly

Paypal is so easy to use, especially on line. It also has the option of split pay which i find incredibly useful, especially at times like Christmas and birthdays. Reviewed on: 18th April 2026

All the years I’ve been using PayPal never had any p...

All the years I’ve been using PayPal never had any problems with any payment Reviewed on: 18th April 2026

The service from PayPal is always professional and q...

The service from PayPal is always professional and quick. They always appear to think of the customer first which is very refreshing. Reviewed on: 18th April 2026

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