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PayPal: PayPal Credit reviews

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4.90
Based on 84,791 reviews, last reviewed 25th Apr 2026
3135900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy helper to make the budget go further PayPal credit has been a life saver organising bits for our building works whilst managing the budget and allowing us more flexibility. Being able to ... Read more Reviewed on: 25th April 2026
Katharina's avatar
Katharina

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84791)

Best lender that available almost everywhere

5
Easy and simple to use and couldn’t imagine how I’d survive without it. Reviewed on: 2nd June 2024
Stefan M's avatar
Stefan M

I find PayPal so easy to use.

5
I find PayPal so easy to use. Love the service Reviewed on: 2nd June 2024
Kirsty Gracie's avatar
Kirsty Gracie

Trustworthy

5
I found PayPal very easy to use ,and feel safe using it to buy things from various outlets and the app is very good and feel confident in using it Reviewed on: 2nd June 2024
Adarma's avatar
Adarma

Easy to use and easy payment method

5
Easy to use and easy payment method Reviewed on: 2nd June 2024
Llianne D's avatar
Llianne D

PayPal Credit is flexible & easy to use

5
PayPal Credit is really flexible, the ability to pay what I want and avoid paying interest in a lot of cases. I'd also definitely recommend it based on the ease of use and the simplicity of the payment process when buying items and paying them off. Reviewed on: 2nd June 2024
Dan PG's avatar
Dan PG

Extremely handy for online purchases!

5
Extremely handy for online purchases! You know everything is protected and their promotional offers can spread the costs. The app lets you keep track of everything and I’ve had zero issues when using PayPal. Will continue to use PayPal because it’s the best way to ‘checkout’. Reviewed on: 2nd June 2024
Lee H's avatar
Lee H

Amazing opportunity for shopping

5
Is the best way to pay and receive the money special the 4 months interest free.. Is great for my family Reviewed on: 2nd June 2024
Constantin b's avatar
Constantin b

Great Service

5
I always receive great customer service when I contact PP Credit and love the pay in 3 Reviewed on: 2nd June 2024
Tina M's avatar
Tina M

Paypal Credit Amazing Value provider

5
Easy to use, safe, secure and always have great promotions to save interest on high value purchases. Reviewed on: 2nd June 2024
VK's avatar
VK

Paypal Credit - Useful

5
Useful method of purchasing items over time. Reviewed on: 2nd June 2024
Sjan's avatar
Sjan

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