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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Smart money

East to use , good updates on changes Reviewed on: 18th April 2026

Just like stated, best fininancial service provider,...

Just like stated, best fininancial service provider, without doubt beats any other around Reviewed on: 18th April 2026

Is helping me to buying things and made a payment af...

Is helping me to buying things and made a payment after I received my paid Reviewed on: 18th April 2026

Paypal very efficient with several payment options.

Paypal very efficient with several payment options. Trusted with great support in times of challenges. Reviewed on: 18th April 2026

Quick and easy

Never had a problem, quick and easy to use with good credit rates. Especially in the first 3 months with interest free Reviewed on: 18th April 2026

Ease of pay

Enables you to pay for high value products, with the flexibility of paying the balance over a few months. Reviewed on: 18th April 2026

Spread the cost

Makes buying more expensive items more affordable so can buy things as needed Reviewed on: 18th April 2026

No problems.

Easy access, no nonsense purchasing and helpful information Reviewed on: 18th April 2026

Love the the fact you can split the payments.

Love the the fact you can split the payments. Reviewed on: 18th April 2026

I use PayPal for many years.

I use PayPal for many years. The PayPal credit is a great option if you struggle with money but need to purchase something urgently. Many times it has helped me when I did not have money. You have 4 months to pay back without interest or you can even spread the cost and pay in monthly installments over 12 months Reviewed on: 18th April 2026

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