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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,778 reviews, last reviewed 25th Apr 2026
3134700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always my first go to. Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. ... Read more Reviewed on: 25th April 2026
Jazmin H's avatar
Jazmin H

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84778)

Highly Rated

5
Smooth transactions. Great customer service. Feel that PayPal provides an extra layer of protection for my money. Would definitely recommend Pay Pal credit. Communication about when payments will be taken is excellent. Reviewed on: 2nd June 2024
Haz 's avatar
Haz

Excellent experience and easy to handle.

5
Excellent experience and easy to handle. Reviewed on: 2nd June 2024
Md Arif's avatar
Md Arif

Can't fault it.

5
Can't fault it. Excellent service Reviewed on: 2nd June 2024
Cristian v's avatar
Cristian v

Would be better if transactions came out of your ban...

4
Would be better if transactions came out of your bank straight away Reviewed on: 2nd June 2024
Maddison Scarr's avatar
Maddison Scarr

So good for emergency purchases and sales!

5
I love that PayPal Credit allows me to buy items that I want when they're on sale or needed urgently and spread the cost over 4 months! Reviewed on: 2nd June 2024
Martin D's avatar
Martin D

I pay off my PayPal credit on time always.

4
I mean, I pay off my PayPal credit on time always. They always provide extra allowance annually which I do decline due to risk of debt. PayPal is easy to use for online shopping now in comparison to getting out your card and typing your number in. And plus you can pay back the money in small installments at the end of the money. Reviewed on: 2nd June 2024
Petra Amponsah's avatar
Petra Amponsah

Ease & great communication if needed

5
Ease & great communication if needed Reviewed on: 2nd June 2024
Tina M's avatar
Tina M

mr.Sebosky

5
all is like shut, I recommend with pure conches Reviewed on: 2nd June 2024
Sebastian Sarnowicz's avatar
Sebastian Sarnowicz

Always dependable. Always in your pocket.

5
PayPal is one very convenient payment service. I use it for everything. Buying my business materials & online shopping. Have done for years. Also its safe fast and the level of protection is a no brainer. PayPal credit is my favourite feature. I get £5000 interest free for 4 months. This is invaluable. Reviewed on: 2nd June 2024
Neil Buchan's avatar
Neil Buchan

Very helpful and good to have, By yourside in need,...

5
Very helpful and good to have, By yourside in need, good to have also included herd time Reviewed on: 2nd June 2024
LDNyo's avatar
LDNyo

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