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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Every experience with PayPal has been positive

Every experience with PayPal has been positive Reviewed on: 18th April 2026

My experience of PayPal has been amazing.

My experience of PayPal has been amazing. Their customer service is brilliant and very efficient Reviewed on: 18th April 2026

Easy to use would recommend very good card

Easy to use would recommend very good card Reviewed on: 18th April 2026

It wasnt a problem to get it, just applied and...

It wasnt a problem to get it, just applied and got it Reviewed on: 18th April 2026

PayPal is efficient. Good to split the cost

PayPal is efficient. Good to split the cost and to send money to friends and Reviewed on: 18th April 2026

Easy to arrange credit.

Easy to arrange credit. Process of purchase was easy. Payment method easy and can pay extra with no penalty Reviewed on: 18th April 2026

PayPal is very convenient with plenty of payment opt...

PayPal is very convenient with plenty of payment options giving peace of mind. Reviewed on: 18th April 2026

Aleays easy to use and a covenant product to have us...

Aleays easy to use and a covenant product to have use of Reviewed on: 18th April 2026

Been with PayPal for absolutely years now and they’v...

Been with PayPal for absolutely years now and they’ve always been top notch. The ease to ‘Pay in 3’ or ‘Buy now, pay later’ is an breeze to use and makes buying things feel better knowing my money is safe with PayPal! Reviewed on: 18th April 2026

I would highly recommend using PayPal

I love using PayPal everything is so simple and easy to use, very convenient and great customer service.the app is easy to navigate around and the credit options are great I can’t recommend PayPal enough. Reviewed on: 18th April 2026

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