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PayPal: PayPal Credit reviews

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4.90
Based on 84,748 reviews, last reviewed 25th Apr 2026
3132100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy to use service with PayPal offered with most retailers Reviewed on: 25th April 2026
rebecca bartlett's avatar
rebecca bartlett

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84748)

Amazing!

5
So easy to use and fantastic customer service on the few occasions where I have had to call PP. there are so many companies that would benefit from taking a leaf out of PP’s book! The detailed information and support is honestly second to none. PayPal is the absolute best for online shopping protection. Reviewed on: 2nd June 2024
Jan P's avatar
Jan P

fast easy to use and just great to have that safety...

5
fast easy to use and just great to have that safety net there for emergencies Reviewed on: 2nd June 2024
ash's avatar
ash

I think PayPal is a really good thing, especially th...

5
I think PayPal is a really good thing, especially the PayPal credit for people who have monthly budgets Reviewed on: 2nd June 2024
Shane C's avatar
Shane C

I feel calm and safe because I know that with PayPal...

5
I feel calm and safe because I know that with PayPal I will not be sold a bad product. I can buy any product I like with peace of mind. Because I know that a great supporter like PayPal is by my side and no one else can harm me. let Reviewed on: 2nd June 2024
Ali k's avatar
Ali k

The perfect online credit card

5
Always use PayPal always great never have any problems I use every time I buy something online super easy to use too ! Reviewed on: 2nd June 2024
Benjamin's avatar
Benjamin

PayPal is my pal.

5
PayPal is my pal. I love PayPal because they provide multiple avenue streams which allow me to balance my finances effectively and easily. From the pay in three option to using my balance on my account. PayPal credit is also great because it gives me a whole four month period to pay which is absolutely helping me out. Reviewed on: 2nd June 2024
Chris's avatar
Chris

Helped me buy expensive stuff at once.

5
Helped me buy expensive stuff at once. As I couldn’t afford to buy household stuff, PayPal was the best option to furnish my house. PayPal credit is the best ! Reviewed on: 2nd June 2024
Sashah's avatar
Sashah

All about safety and taht is call PayPal

5
All about safety and taht is call PayPal Reviewed on: 2nd June 2024
Kerem Y's avatar
Kerem Y

Easy app to use

5
It’s been very easy to use the app and understand payments required Reviewed on: 2nd June 2024
Tally Singh 's avatar
Tally Singh

Excellent PayPal credit service

5
Excellent PayPal service very easy and informative to use Reviewed on: 2nd June 2024
Andy f's avatar
Andy f

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