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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (145635)

Good convenience when making online payments.

5
Good convenience when making online payments. Provides some safety features. Provides points which is essentially like a cashback when you make purchases. You can get PayPal Debit and credit cards as well to allow you to buy now and pay later. Reviewed on: 18th April 2026
Paypal Customer's avatar
Paypal Customer

A trusted part of my everyday life

5
I love the safe experience and peace of mind of purchases using PayPal. They have a wide category of products that suit my needs and make my life simpler. A well established trusted part of my everyday life. Reviewed on: 18th April 2026
Steven Butler's avatar
Steven Butler

I’ve had mainly good service from PayPal

5
I’ve had mainly good service from PayPal Reviewed on: 18th April 2026
Nicholas D's avatar
Nicholas D

I can buy anything

5
With PayPal I feel that I have someone’s help everyday. I am not stressed that I cannot afford what I need. They are also giving back. The more you spend, the quicker to reach even more great prices. Thank you Reviewed on: 18th April 2026
Andreea B's avatar
Andreea B

Easy to use

5
Love the ease of use of the app, makes everything so easy and straightforward. Nice one stop shop for safe, secure payments and transactions. Reviewed on: 18th April 2026
Joy C's avatar
Joy C

Very easy and safe to use, completely hassle free.

5
Very easy and safe to use, completely hassle free. Reviewed on: 18th April 2026
Sheila 's avatar
Sheila

paypal is great and secure way of paying its quick a...

5
paypal is great and secure way of paying its quick and easy. the credit is also good. Reviewed on: 18th April 2026
Kieran 's avatar
Kieran

PayPal helped when we needed it most

5
PayPal have been great and meant we could get a heater when we really needed it in the winter. Without it we would have had to wait for a replacement to be sent which was taking over a month. Thanks to our PayPal card we were able to not only afford this but get a discount too. Thanks PayPal! Reviewed on: 18th April 2026
DreamKatchMe's avatar
DreamKatchMe

Pay in 3

5
It all started with pay in 3 a fantastic way to pay for things in 3 easy payments.. Then I got a PayPal credit card it's been excellent for building my credit report.. Couldn't do without PayPal in my life.. Reviewed on: 18th April 2026
lisa w's avatar
lisa w

Quick and safe easy to use and versatile with lots o...

5
Quick and safe easy to use and versatile with lots of companies Reviewed on: 18th April 2026
Julie B's avatar
Julie B

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