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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145631 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145631)

Very good easy and practical, I've been using it for...

Very good easy and practical, I've been using it for several years and they even gave me a credit card. Reviewed on: 18th April 2026

Excellent service

Used along time now also driven to provide a great service and helpful if issues arise Reviewed on: 18th April 2026

Great, fast and easy to use

Very easy to use and the app is very simple to use and the transaction is very fast Reviewed on: 18th April 2026

Easy and safe way to pay online.

Easy and safe way to pay online. Great payment options to help spread the cost. Reviewed on: 18th April 2026

Easy to use

It’s easy to set up and use You don’t need to share your card details with every seller Buyer protection can help in cases of scams or missing items Works across many countries and currencies Reviewed on: 18th April 2026

It helps to be able to split payments without any in...

It helps to be able to split payments without any interest. Reviewed on: 18th April 2026

Helps spread payments Making big payments affordable.

Helps spread payments Making big payments affordable. Reviewed on: 18th April 2026

Excellent

Never had a problem, very simple to follow Reviewed on: 18th April 2026

PayPal is a good Pal

Have been using PayPal for a while now. I find PayPal Credit a useful and flexible feature. Reviewed on: 18th April 2026

I have used PayPal for over 20 years and recommend e...

I have used PayPal for over 20 years and recommend everyone to use it. It’s safe and secure and they are always there to help if a problem arises. I always pay via PayPal for online purchases because I know it’s safer and PayPal will protect my money in case I have a dispute with a seller over goods or services I have bought. For more expensive items I buy I can either use their ‘Pay in 3’ or through credit. Both are easy to use and great for helping to spread the cost. Having PayPal at your back helps to ease your financial stress. Reviewed on: 18th April 2026

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