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PayPal: PayPal Credit reviews

4.90
Based on 84,608 reviews, last reviewed 24th Apr 2026
3119500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. I like the pay in 3 option. Reviewed on: 24th April 2026
Joan R's avatar
Joan R

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84608)

Love that I can part pay before pay day & it’s easy

5
Love that I can part pay before pay day & it’s easy you get reminded when payment is due so you don’t forget and get interest charged. Reviewed on: 1st June 2024

Tools robbed from van .

5
Tools robbed from van .pay pal credit enabled us to carry on working by replacing our power tools Reviewed on: 1st June 2024

I use PayPal credit quite a bit for it big purchases...

5
I use PayPal credit quite a bit for it big purchases I love that it gives me more time to pay for items and also the pay in 3 is a brilliant idea for smaller purchases Reviewed on: 1st June 2024

Perfect credit option for anyone

5
It’s just perfect, my first credit option when I want to pay somewhere Reviewed on: 1st June 2024

Always there to help.

5
Paypal have been very helpful with some of my purchases. Reviewed on: 1st June 2024

Used PayPal for many years with great experiences ev...

5
Used PayPal for many years with great experiences every time. Resolution to buyer disputes absolutely no problem whatsoever. Reviewed on: 1st June 2024

Easy to use and pay

5
So easy to do and pay off when you can when you use PayPal credit. It feels like it is on my terms Reviewed on: 1st June 2024

Fabulous customer service.

5
Fabulous customer service. Excellent in every way Reviewed on: 1st June 2024

Easy to use and understand, have used it a number of...

5
Easy to use and understand, have used it a number of times it couldn’t be clearer Reviewed on: 1st June 2024

Perfect amazing wonderful I love pay pal

5
Perfect amazing wonderful I love pay pal Reviewed on: 1st June 2024

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