Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145672)

Card details

5
Great service allowing me to pay for things from one provider instead of handing out card details to multiple companys Reviewed on: 18th April 2026

Fantastic company, easy to use, easy to get hold of...

5
Fantastic company, easy to use, easy to get hold of and fantastic customer support Reviewed on: 18th April 2026

Great security and protection on my data and ease of...

5
Great security and protection on my data and ease of use on mobile app . Good efficient service and communication Reviewed on: 18th April 2026

Very good product, very helpful and easy to use

5
Very good product, very helpful and easy to use Reviewed on: 18th April 2026

I happy with this.

5
I happy with this. It can be use online in many shops. And now even in every store (virtual card). So far it’s safely as well. Reviewed on: 18th April 2026

Very easy to set up.

5
Very easy to set up. You can use to pay to almost anything and evrything. Loads of shops services commodities that uses paypal and convenient. Reviewed on: 18th April 2026

4 month no interest option is really good.

5
4 month no interest option is really good. Reviewed on: 18th April 2026

PayPal are always willing to help especially when yo...

5
PayPal are always willing to help especially when you are struggling financially. Call lines are fantastic always a friendly advisor on the other end always willing to help with whatever issue it is that you might have. Reviewed on: 18th April 2026

Just so easy to use.

5
Just so easy to use. No problems at all Reviewed on: 18th April 2026

Easy to use, 0% for four months on purchase over 100...

5
Easy to use, 0% for four months on purchase over 100 helps Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77158 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products