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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,064 reviews, last reviewed 25th Apr 2026
3161900% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The 4 months no interest on PayPal credit is a great... The 4 months no interest on PayPal credit is a great feature. It allows me to make purchases on bigger items that I can then pay off later. I use PayP... Read more Reviewed on: 25th April 2026
Craig C's avatar
Craig C

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85064)

Paypal service is outstanding and I have total trust...

5
Paypal service is outstanding and I have total trust in them doing the tight thing if something goes wrong. Reviewed on: 2nd June 2024
Mark's avatar
Mark

PayPal is a simple and straightforward purchasing pl...

5
PayPal is a simple and straightforward purchasing platform that allows me to make purchases in a very secure way whilst protecting my personal banking details. The buyer protection is very good as it has helped return payments to me when the I’ve had issues with sellers. I love PayPal! Reviewed on: 2nd June 2024
Whitty's avatar
Whitty

A reliable way of paying for things with consumer pr...

5
A reliable way of paying for things with consumer protection Reviewed on: 2nd June 2024
Marianne B's avatar
Marianne B

Use the 4 months 0% & pay over 3 months.

5
Use the 4 months 0% & pay over 3 months. Really helpful for big spends to spread it out. Reviewed on: 2nd June 2024
Chris S's avatar
Chris S

Everything good with PayPal and service good

4
Everything good with PayPal and service good Reviewed on: 2nd June 2024
Fernando C's avatar
Fernando C

Quiq payment.

5
Quiq payment. Money back guarantee. Reviewed on: 2nd June 2024
Marius 's avatar
Marius

spread cost easily

5
Makes purchases more obtainable and able to spread costs.really easy to use Reviewed on: 2nd June 2024
Chris d's avatar
Chris d

Easy experience, straight forward on application to...

5
Easy experience, straight forward on application to use. Reviewed on: 2nd June 2024
Wayne S's avatar
Wayne S

Useful for big purchases

4
Useful for big purchases, but interest free period could be longer. Reviewed on: 2nd June 2024
PhilG's avatar
PhilG

Helped me when I needed it, couldn't have done anyt...

5
Helped me when I needed it, couldn't have done anything different Reviewed on: 2nd June 2024
Joyce l's avatar
Joyce l

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