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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732495607366716191 (144695 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144695)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Using for a long time

I have used paypal credit for a long time. It is a great help to make payment in smaller chunks and make things affordable. I usually use it for bigger purchase but also used it for under £100 items when money issues or trust is low on selling company. Reviewed on: 13th June 2026

PayPal has been fantastic

PayPal is easy to navigate, transparent with T's & C's and customer service is fast and efficient. Reviewed on: 13th June 2026

4 months interest-free never expires

4 months of 0% interest on recent PayPal Credit purchases: This offer never expires, every time you spend £99 or more with PayPal Credit I automatically get 4 months interest-free. And then there's a points reward system as an extra. Reviewed on: 13th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Customer service very good Reviewed on: 13th June 2026

Paypal has never let me down, whether buying or tran...

Paypal has never let me down, whether buying or transfering money. Easy, convienent. Secure payments, happy in knowing Pay Pal are dealing with my needs. Reviewed on: 13th June 2026

PayPal is totally secure

PayPal is extremely secure and safe protection for your purchases Reviewed on: 13th June 2026

Great so far, good customer support

Great so far, good customer support Reviewed on: 13th June 2026

Easy to setup and easy to use almost daily for the l...

Easy to setup and easy to use almost daily for the last 8 years Reviewed on: 13th June 2026

Leading in class for overall operations, trust, etc

Leading in class for overall operations, trust, and efficiency. Reviewed on: 13th June 2026

Easy to use.

Easy to use. Good 0% offers sometimes. Reviewed on: 13th June 2026

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