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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145621 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145621)

Is a good experience for me and I enjoy PayPal

Is a good experience for me I feel so happy here Reviewed on: 18th April 2026

Easy to use, protected money, feels safer

Easy to use, protected money, feels safer Reviewed on: 18th April 2026

I’ve been using PayPal for quite a while now, and ov...

I’ve been using PayPal for quite a while now, and overall it’s been a very reliable and convenient service. Setting up an account was quick and straightforward, and linking my bank account and cards was hassle-free. What I really like is how easy it is to send and receive money, whether it’s paying for goods online or transferring money to friends and family. Transactions are usually instant, and I appreciate the added layer of security, as I don’t have to share my card details with every website I shop on. The buyer protection feature is another big plus—it gives peace of mind when purchasing from new or unfamiliar sellers. On the rare occasions I’ve had an issue, the resolution process has been fair and relatively efficient. The mobile app is also very user-friendly, making it simple to keep track of transactions, request payments, or manage your account on the go. Overall, PayPal is a trusted platform that I’d recommend for both personal and online shopping use. It’s not perfect—fees can sometimes be a bit high depending on the transaction—but the convenience, speed, and security make it well worth using. Reviewed on: 18th April 2026

Immediate money is always better than a saving plan.

Immediate money is always better than a saving plan. Reviewed on: 18th April 2026

My general experience is great.

My general experience is great. Would still like to be able to speak to a real person when having issues with sellers. Reviewed on: 18th April 2026

Good enough

Good. Straight forward. I like the 0% interest as long as you pay back in 3 months option Reviewed on: 18th April 2026

Fair time to make repayments.

Fair time to make repayments. Information about balance and payment plans easy to access and easy to understand. Simple to manage payment Reviewed on: 18th April 2026

I have joined paypal in year 2025 i liked the app ui...

I have joined paypal in year 2025 i liked the app ui it is easy to understand and also the offers section is very useful when we shop something and also i suggest to add bank transfer option as well Reviewed on: 18th April 2026

Very good and excellent service a very good app to m...

Very good and excellent service a very good app to make the daily life payments Reviewed on: 18th April 2026

Security &privacy, purchase protection,speed,split p...

Security &privacy, purchase protection,speed,split payments. Reviewed on: 18th April 2026

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