Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145617)

Benefits for doing what I do anyway!

5
Benefits for doing what I do anyway! What’s not to love? Reviewed on: 18th April 2026

Makes shopping a secure experience, no hassle and ba...

5
Makes shopping a secure experience, no hassle and basicly a money back guarantee. Reviewed on: 18th April 2026

PayPal Plus Scheme - welcome addition

5
I think the PayPal plus scheme is an excellent addition to reward customers. Reviewed on: 18th April 2026

Grt service and it very good to buy the stuff and sp...

5
Grt service and it very good to buy the stuff and split in 4 month concept is good Reviewed on: 18th April 2026

Great service, handy payments.

5
Great service, handy payments. There when I need it. Reviewed on: 18th April 2026

Best and the safest way to buy anything online

5
Best and the safest way to buy anything online Reviewed on: 18th April 2026

PayPal credit payments need updating

4
Love it, but would love to be able to transfer money into PayPal balance and then pay off my PayPal credit card with the money I’ve sent to my PayPal balance account. Reviewed on: 18th April 2026

Most needed in urgent situation paypal is a good cre...

5
Most needed in urgent situation paypal is a good credit to use in stores and for personal needs Reviewed on: 18th April 2026

Paypal has made purchases easier

5
Paypal has made my purchases easy with the interest free option for 4months gives you the flexibility to plan and pay off what you owe. Im able to make payments when abroad with both my credit and debit card. Reviewed on: 18th April 2026

It is very convinient and useful service.

5
It is very convinient and useful service. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76903 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products