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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,394 reviews, last reviewed 24th Apr 2026
3099500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for years. I have used PayPal for years. I can not rate them any higher. They have been phenomenal they have helped me through many hard situations in my life. T... Read more Reviewed on: 24th April 2026
Robbie D's avatar
Robbie D

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84394)

Easy to use

5
Regular updates, responsible lender. Easy to stay on top of payments. App is really good and simple to use whether it’s paying bills or people you know. Reviewed on: 1st June 2024
deemoule5@gmail.com's avatar
[email protected]

Good so far from using it.

3
Good so far from using it. Easy and good service. Reviewed on: 1st June 2024
Toby's avatar
Toby

very handy

5
I use pay pal credit often towards the end of the month and it’s very handy. It’s also good that you can pay in 3 instalments for larger amounts and they take it automatically so there’s no worry about forgetting to pay. I feel safe and secure when paying other people as well, although it can sometimes take a few days for the money to go into your bank. Reviewed on: 1st June 2024
Gemma's avatar
Gemma

Great service good communication happy with every el...

5
Great service good communication happy with every element of PayPal. Keeps me secure Reviewed on: 1st June 2024
Katherine L's avatar
Katherine L

Easy to use and very useful to buy more expensive...

5
Easy to use and very useful to buy more expensive goods Reviewed on: 1st June 2024
Lauryn l's avatar
Lauryn l

PayPal credit is easy to use at low enough interest...

5
PayPal credit is easy to use at low enough interest rates especially compared to credit cards or other lenders, it can be easily managed with online details/payments also without needing a card, due to this it can be managed easily on the app where you can see your balance, recent purchases and make early payments Reviewed on: 1st June 2024
Nicole S's avatar
Nicole S

Always smooth transactions.

5
Always smooth transactions. Only time we needed a refund, PayPal were straight on it. Reviewed on: 1st June 2024
Ian S's avatar
Ian S

All good no problems and is there when I need...

5
All good no problems and is there when I need it Reviewed on: 1st June 2024
Patricia W's avatar
Patricia W

Its super easy to use ,goid rate ,really happy

5
Its super easy to use ,goid rate ,really happy Reviewed on: 1st June 2024
posa d's avatar
posa d

PayPal is the MOST convenient way to pay..

5
In every way, PayPal is the most convenient and pain free way to pay for items that I might not normally purchase. I love it! Reviewed on: 1st June 2024
DG's avatar
DG

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