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PayPal: PayPal Credit reviews

4.90
Based on 84,301 reviews, last reviewed 24th Apr 2026
3091100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, most discreet way of transferring money. Easy to use, most discreet way of transferring money. Reviewed on: 24th April 2026
Scott L's avatar
Scott L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84301)

Great service and easy to use.

5
Great service and easy to use. Can pay what you like above minimum payment as required Reviewed on: 1st June 2024

Good product if you get for 4 months interest free

5
Good product with interest free for 4 months Reviewed on: 1st June 2024

I always try and use PayPal for that bit off added s...

5
I always try and use PayPal for that bit off added security and piece of mind Reviewed on: 1st June 2024

4 months interest free offer is great

4
4 months interest free offer is great Reviewed on: 1st June 2024

Good customer service.

5
Good customer service. Reliable and fast. Reviewed on: 1st June 2024

you can borrow money & pay in 4months with no interest.

5
you can borrow money & pay in 4months with no interest. Reviewed on: 1st June 2024

Always quick, helpful and ready to assist.

5
Always quick, helpful and readily available to assist if there are any issues though they are few and far between. Reviewed on: 1st June 2024

Flexibility at its finest

5
PayPal credit is a life saver, and it has been used many occasions across multiple platforms! Thank you for the flexibility Reviewed on: 1st June 2024

Never had any issues with PayPal.

5
Never had any issues with PayPal. They are great! Reviewed on: 1st June 2024

Flexible, Fair and Functional Payment Options - Paypal

5
I have found PayPal Credit to be a great tool in payment flexibility and spreading the cost of all sorts of products/services. It really is a great option for me and means not having to use a credit card for some purchases. Reviewed on: 1st June 2024

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