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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84169 reviews)

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4.90

Based on 84,169 reviews, last reviewed 24th Apr 2026

3078700% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe and reliable service for local or overseas tran... Safe and reliable service for local or overseas transactions Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84169)

Best overall

Never had any problems, however my credit score is pretty good and despite that they won't provide me with a better APR neither a better credit Reviewed on: 1st June 2024

the CS agents are always friendly and reachable also...

the CS agents are always friendly and reachable also the interest-free installment is excellent Reviewed on: 1st June 2024

1st Review

I was invited to sign up by PayPal which I did. And so far I haven’t had any major issues. Reviewed on: 1st June 2024

Love the 4 months interest free credit , is extremel...

Love the 4 months interest free credit , is extremely useful when booking my holidays with Tui Reviewed on: 1st June 2024

Super easy to use and manage.

Super easy to use and manage and very good fees. Reviewed on: 1st June 2024

Always handy to use

Always handy to use and great having the PayPal credit Reviewed on: 1st June 2024

Save money with paypal

Paypal is very easy to use, gives 4 months credit without interest which is excellent for saving money. Paypal is accepted by many retailers which is a very good thing. Reviewed on: 1st June 2024

Easy, fast & safe, exactly how it should be!

Easy, fast & safe, exactly how it should be! Always opt for PayPal Reviewed on: 1st June 2024

Easy to use, clear terms and easy to pay down

Easy to use, clear terms and easy to pay down Reviewed on: 1st June 2024

Treated well as a respected customer

PayPal credit has always treated me well as a customer. Started with a small balance before increasing when appropriate and always keep me well informed of changes and charges. Really helps when buying big items I can’t fully pay upfront. Reviewed on: 1st June 2024

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