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PayPal: PayPal Credit reviews

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4.90
Based on 84,001 reviews, last reviewed 24th Apr 2026
3062700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use it quite often for new websites that I’m not f... I use it quite often for new websites that I’m not familiar with. I feel there is more protection this way. Reviewed on: 24th April 2026
J Logan 's avatar
J Logan

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84001)

Very easy to work and the facility helps manage paym...

5
Very easy to work and the facility helps manage payments over a short period of time. Reviewed on: 1st June 2024
Simon S's avatar
Simon S

Brilliant services and always a great help.

5
Brilliant services and always a great help. Very easy to use Reviewed on: 1st June 2024
Chloe B's avatar
Chloe B

All about PayPal

5
I don’t have one negative word to say about PayPal reason being is after one initial hiccup everything is made easy, paying with them. Using them to pay with is a good . The credit and loan that iv received is fair. I use them often.. it’s just very handy whether it’s for times of I forgot a birthday present and pay day hasn’t came Thank you Reviewed on: 1st June 2024
Jasmine T's avatar
Jasmine T

Really Recommend! So easy to use

5
I don’t find it to be unmanageable, i really wish you could pay off your balance by credit card though as it would be paid off quicker Reviewed on: 1st June 2024
Khays's avatar
Khays

Better than the rest.

5
It’s so easy to use when needed and the ability to change payments where needed is seamless. Also love the fact you get 0% interest offers on your purchases so it competes with the likes of others out there. Reviewed on: 1st June 2024
Daniel Y's avatar
Daniel Y

Good app.

4
Good app. Makes it easy to manage account. Reviewed on: 1st June 2024
AZ's avatar
AZ

Easy, fast , convenient for online shopping.

5
Easy, fast , convenient for online shopping. Reviewed on: 1st June 2024
Brad D's avatar
Brad D

Very useful for larger purchases - especially the un...

5
Very useful for larger purchases - especially the unexpected ones! Helpful choice of repayment options which are a great aid to budgeting. I particularly appreciate the various interest free options, and the extremely reasonable interest rates on other purchases. I’ve given a neutral rating for customer service only because I haven’t had reason to use it in the several years that I’ve been using PayPal credit - which is quite impressive in itself! Reviewed on: 1st June 2024
Gill Meehan 's avatar
Gill Meehan

Recommend to all

5
Good company, easy transactions and great customer service Reviewed on: 1st June 2024
Asku77's avatar
Asku77

So easy to use , feel alot safer

5
So easy to use , feel alot safer Reviewed on: 1st June 2024
Elizabeth h's avatar
Elizabeth h

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