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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145576)

It’s my go to place to spread the load

5
It’s my go to place to spread the load Reviewed on: 17th April 2026

Very handy site and quick to use

5
Very handy site and quick to use Reviewed on: 17th April 2026

It is always easy to use PayPal, if I need to pay an...

5
It is always easy to use PayPal, if I need to pay anybody I would use PayPal, transferring money is very easy , Reviewed on: 17th April 2026

Brilliant service

5
I have been with PayPal for quite a few years now and I haveny experienced any major issues and recently it got better as they now offering new and better incentives. Reviewed on: 17th April 2026

Love PayPal Credit

5
I use PayPal credit most of the time. Occasionally a company I am using does not accept PayPal, I then try to find the same item at a company that does. I like the idea that I have 4 months to pay and also the fact that I am not giving my credit card numbers to different suppliers. The less people that have them the better I feel. Reviewed on: 17th April 2026

Paypal is safe with your account and they are vigila...

5
Paypal is safe with your account and they are vigilant in ensuring that your account is safe. The call centre agents are so knowledgeable of what to do to protect your account and always friendly! Reviewed on: 17th April 2026

PayPal are very helpful in protecting purchases eith...

5
PayPal are very helpful in protecting purchases either made from or made to a PayPal account. I once placed and order for some vape liquids from a Spanish store. The flavour was my favourite flavour and the UK no longer supplied them. I made the mistake of not using PayPal to make the payment, something I seldomly do when performing an initial trade with an unfamiliar trader. Luckily for me, the money I sent went to a PayPal account belong to the trader. The product still had not arrived 2 weeks after the mentioned delivery date so I contacted PayPal, forwarded the PayPal receipt for the products. I was told to PayPal would contact the trader and if they have no response in 2 weeks, I’d get a refund, 5 days after that conversation a full refund was in my account. This is just one of my stories. All of my dealings with PayPal are positive. Reviewed on: 17th April 2026

Great service, can't gi wrong using PayPal

5
Great service, can't gi wrong using PayPal Reviewed on: 17th April 2026

Using PayPal is very easy and secure.

5
Using PayPal is very easy and secure. Reviewed on: 17th April 2026

I'm very happy very good very Exilent services

5
I'm very happy very good very Exilent services Reviewed on: 17th April 2026

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